Chesapeake City property record for 515 Belem Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,135 sqft · built 1988 |
| Lot Size | 0.387 acres (16,858 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $499,000 (Jul 2022) |
| Tax Bill | $5,319 (2025) |
| Deeds & Mortgages | May 2013 Refinance Nov 2007 Line of Credit + 3 more |
| APN | 0583003000210 |
| Primary APN | 0583003000210 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,135 sqft Living Area |
| 1st Floor Area | 892 sqft |
| Upper Floors Area | 892 sqft |
| Attic | Attic |
| Attic Area | 440 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,858 sqft (0.387 acres) |
| Lot Dimensions | 171 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 509 sqft |
| Deck Area | Deck Area |
| Patio Area | 296 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 515 BELEM DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 21 LAS GAVIOTAS PH ONE SEC FOUR |
| Legal Subdivision | LAS GAVIOTAS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21016 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2013 | Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD MORTGAGE COMP |
| Nov 26, 2007 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST CO |
| Jan 26, 2011 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE COMP |
| Jul 27, 2022 | Warranty Deed, Transfer · VA Mortgage TIDEWATER HOME FUNDING LLC |
| Sep 2, 2008 | Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on Record |
| Deed Sale | Jul 27, 2022 · Amount on Record |
| Prior Sale | Sep 2, 2008 · Amount on Record |
| Deed Document Number | 202224156 |
| Deed Book / Page | 10585 / 192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 515 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009089/390 |
|---|---|
| Date | May 28, 2013 |
| Book Page | 9089/390 |
| Name | FIFTH THIRD MORTGAGE COMP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 515 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007288/413 |
|---|---|
| Date | Nov 26, 2007 |
| Book Page | 7288/413 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 515 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008321/874 |
|---|---|
| Date | Jan 26, 2011 |
| Book Page | 8321/874 |
| Name | FIFTH THIRD MORTGAGE COMP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.88% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 27, 2022 |
| Property Address | 515 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Document Number | 010585/192 |
| Book / Page | 10585 / 192 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 220024156 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | ALPHA 1 TITLE AND ESCROW LLC, ALPHA 1 TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 515 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Document Number | 0220024157 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 220024157 |
| Name | TIDEWATER HOME FUNDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 2, 2008 |
| Property Address | 515 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Document Number | 007593/465 |
| Book / Page | 7593 / 465 |
| Instrument Date | Aug 29, 2008 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0007593469 |
|---|---|
| Date | Sep 2, 2008 |
| Instrument | 7593/469 |
| Name | COUNTRYWIDE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,319.00 (+46.65%) | $526,600 (+8.26%) Land $205,000 Building $321,600 | $526,600 (+8.26%) Land $205,000 Building $321,600 |
| 2023 | $486,400 (+21.3%) Land $165,000 Building $321,400 | $486,400 (+21.3%) Land $165,000 Building $321,400 | |
| 2022 | $401,000 Land $145,000 Building $256,000 | $401,000 Land $145,000 Building $256,000 | |
| 2019 | $3,627.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 5 (2016–2020) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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