Chesapeake City property record for 513 Belem Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,403 sqft · built 1987 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (May 2022) |
| Tax Bill | $5,280 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Aug 2021 Refinance + 6 more |
| APN | 0583003000200 |
| Primary APN | 0583003000200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,403 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Upper Floors Area | 896 sqft |
| Attic | Attic |
| Attic Area | 400 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 170 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 120 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | Deck Area |
| Patio Area | 589 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 513 BELEM DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 20 LAS GAVIOTAS PH ONE SEC FOUR |
| Legal Subdivision | LAS GAVIOTAS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21016 |
513 Belem Dr is owned and occupied by two individuals who bought it in May 2022.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 513 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Oct 6, 2008 | Deed of Trust, Mortgage · Line of Credit USAA FEDERAL SAVINGS BANK |
| Feb 29, 2008 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY MORTGAGE |
| Oct 21, 2024 | Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION |
| May 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
| Feb 20, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Nov 26, 2007 | Warranty Deed, Transfer · Conventional Mortgage MONARCH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on File |
| Deed Sale | May 6, 2022 · Amount on File |
| Prior Sale | Feb 20, 2019 · Amount on File |
| Deed Document Number | 202215635 |
| Deed Book / Page | 10557 / 88 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 513 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010087/226 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 10087/226 |
| Instrument | 190033684 |
| Name | QUICKEN LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 513 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10426/1779 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 10426/1779 |
| Instrument | 210037260 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 513 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007618/213 |
|---|---|
| Date | Oct 6, 2008 |
| Book Page | 7618/213 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 513 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007397/828 |
|---|---|
| Date | Feb 29, 2008 |
| Book Page | 7397/828 |
| Name | NATIONAL CITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 513 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010796/184 |
|---|---|
| Date | Oct 21, 2024 |
| Book Page | 10796/184 |
| Instrument | 240021870 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Oct 15, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 6, 2022 |
| Property Address | 513 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Document Number | 0010557/88 |
| Book / Page | 10557 / 88 |
| Instrument Date | May 4, 2022 |
| Instrument | 220015635 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | TRUE NORTH TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Document Number | 0220015636 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 220015636 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 20, 2019 |
| Property Address | 513 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Document Number | 9988/654 |
| Book / Page | 9988 / 654 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 190003765 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 513 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Document Number | 190003766 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 190003766 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 26, 2007 |
| Property Address | 513 BELEM DR, CHESAPEAKE, VA 23322-8039 |
| Document Number | 007289/224 |
| Book / Page | 7289 / 224 |
| Instrument Date | Aug 3, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007289227 |
|---|---|
| Date | Nov 26, 2007 |
| Instrument | 7289/227 |
| Name | MONARCH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 513 Belem Dr was $5,280.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547,100 (+4.65%) Land $225,000 Building $322,100 | $547,100 (+4.65%) Land $225,000 Building $322,100 | |
| 2025 | $5,280.00 | $522,800 Land $205,000 Building $317,800 | $522,800 Land $205,000 Building $317,800 |
| 2023 | $479,700 (+13.97%) Land $165,000 Building $314,700 | $479,700 (+13.97%) Land $165,000 Building $314,700 | |
| 2022 | $420,900 Land $145,000 Building $275,900 | $420,900 Land $145,000 Building $275,900 | |
| 2019 | $3,588.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 513 Belem Dr; there have been 5 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 5 (2016–2020) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 513 Belem Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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