509 Belem Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 509 Belem Dr, Chesapeake, VA 23322

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 2 ba · 2,072 sqft · built 1992
Lot Size	0.308 acres (13,416 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Aug 2022)
Tax Bill	$4,767 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
APN	`0583003000180`

Property Details

APN / Parcel Number

Primary APN	`0583003000180`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,072 sqft Total Area
1st Floor Area	1,638 sqft
Attic	Attic
Attic Area	480 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,416 sqft (0.308 acres)
Lot Dimensions	166 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	115 sqft
Deck Area	Deck Area
Patio Area	528 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 BELEM DR
City	CHESAPEAKE
State	VA
Zip	23322-8039
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R10S: RESI
Legal Description	18 LAS GAVIOTAS PH ONE SEC FOUR
Legal Subdivision	LAS GAVIOTAS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1010
Census Tract	21016

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 BELEM DR, CHESAPEAKE, VA 23322-8039
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Deed Document Number	202227352
Deed Book / Page	10595 / 1600
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 29, 2022
Property Address	509 BELEM DR, CHESAPEAKE, VA 23322-8039
Document Number	10595/1600
Book / Page	10595 / 1600
Instrument Date	Aug 24, 2022
Instrument	220027352
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 BELEM DR, CHESAPEAKE, VA 23322-8039

Mortgage

Document Number	0220027353
Date	Aug 29, 2022
Instrument	220027353

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,800 (+5.04%) Land $225,000 Building $270,800	$495,800 (+5.04%) Land $225,000 Building $270,800
2025	$4,767.00 (+42.72%)	$472,000 (+9.59%) Land $205,000 Building $267,000	$472,000 (+9.59%) Land $205,000 Building $267,000
2023		$430,700 (+13.91%) Land $165,000 Building $265,700	$430,700 (+13.91%) Land $165,000 Building $265,700
2022		$378,100 Land $145,000 Building $233,100	$378,100 Land $145,000 Building $233,100
2019	$3,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	5 (2016–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20