5149 Epping Ln, Zephyrhills, FL 33541 Property Records

Pasco County property record for 5149 Epping Ln, Zephyrhills, FL 33541

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,720 sqft · built 1997
Lot Size	0.261 acres (11,357 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,000 (Mar 2022)
Tax Bill	$3,648 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-26-21-0010-00300-0120`

Property Details

APN / Parcel Number

Primary APN	`07-26-21-0010-00300-0120`
Alternative APNs	`2126070010003000120` `0239406`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,720 sqft Living Area
Gross Area	3,320 sqft
1st Floor Area	2,720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,357 sqft (0.261 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	600 sqft
Driveway	Concrete Driveway
Driveway Area	693 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	390 sqft
Porch	Open Porch
Porch Area	217 sqft
Deck Area	Deck Area
Patio Area	860 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5149 EPPING LN
City	ZEPHYRHILLS
State	FL
Zip	33541-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	EPPING FOREST AT LAKE BERNADETTE PB 28 PGS 129-135 LOT 12 BLOCK 3
Legal Range	21E
Legal Township	26S
Legal Section	07
Legal Subdivision	EPPING FOREST AT LAKE BERNADETTE
Legal Tract	10
Legal Block	3
Legal Lot Number	12
Jurisdiction	PASCO FL
Township / Civil Division	ZEPHYRHILLS
Census Block Group	1
Census Block	1008
Census Tract	32902

Owner

Source: Pasco County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5149 EPPING LN, ZEPHYRHILLS, FL 33541-2607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Prior Sale	Apr 22, 2013 · Amount on Record
Deed Document Number	202267262
Deed Book / Page	10577 / 1762
Prior Transfer Date	Feb 12, 2022
Prior Transfer Doc	0105771762
Record Updated	Jun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASCO FL
Recording Date	Mar 23, 2022
Property Address	5149 EPPING LN, ZEPHYRHILLS, FL 33541-2607
Document Number	0105771762
Book / Page	10577 / 1762
Map Reference	MB 28 PG 129-135
Instrument Date	Feb 12, 2022
Instrument	2022067262
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5149 EPPING LN, ZEPHYRHILLS, FL 33541-2607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5149 EPPING LN, ZEPHYRHILLS, FL 33541-2607

Mortgage

Document Number	0105771766
Date	Mar 23, 2022
Instrument	10577/1766

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.8%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.8%

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,180 (+2.9%)	$452,890 (-0.12%) Land $83,817 Building $369,073
2025	$3,648.00 (+2.5%) Homeowner's exemption	$242,160 (+5.98%) Land $83,817 Building $158,343	$453,446 (+1.64%) Land $83,817 Building $369,629
2024	$3,559.00 (+3.88%)
2023	$3,426.00 (+11.23%) Additional exemption filed	$228,490 (+3%) Land $62,807 Building $165,683	$446,148 (+21.71%) Land $62,807 Building $383,341
2022	$3,080.00 Homeowner's exemption	$221,840 Land $52,357 Building $169,483	$366,556 Land $52,357 Building $314,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20