5145 Epping Ln, Zephyrhills, FL 33541 Property Records

Pasco County property record for 5145 Epping Ln, Zephyrhills, FL 33541

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,496 sqft · built 2002
Lot Size	0.255 acres (11,115 sqft)
Owner	Individual Name on Record
Last Sale	$272,500 (Feb 2016)
Tax Bill	$4,572 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-26-21-0010-00300-0110`

Property Details

APN / Parcel Number

Primary APN	`07-26-21-0010-00300-0110`
Alternative APNs	`2126070010003000110` `0239405`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,496 sqft Living Area
Gross Area	3,540 sqft
1st Floor Area	2,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,115 sqft (0.255 acres)
View / Lot	Golf Course
Garage Area	647 sqft
Driveway	Driveway
Driveway Area	1,123 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Porch
Porch Area	397 sqft
Patio Area	736 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0239405
Old Parcel Number	2126070010003000110
Street Address	5145 EPPING LN
City	ZEPHYRHILLS
State	FL
Zip	33541-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	EPPING FOREST AT LAKE BERNADETTE PB 28 PGS 129-135 LOT 11 BLOCK 3 OR 9326 PG 1813
Legal Range	21E
Legal Township	26S
Legal Section	07
Legal Subdivision	LAKE BERNADETTE GARDENS
Legal Tract	10
Legal Block	3
Legal Lot Number	11
Jurisdiction	PASCO FL
Township / Civil Division	ZEPHYRHILLS
Census Block Group	1
Census Block	1008
Census Tract	32902

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5145 EPPING LN, ZEPHYRHILLS, FL 33541-2607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2016 · Amount on Record
Deed Sale	Feb 18, 2016 · Amount on Record
Prior Sale	Mar 9, 2006 · Amount on Record
Deed Document Number	2016025961
Deed Book / Page	9326 / 1813
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	5145 EPPING LN, ZEPHYRHILLS, FL 33541-2607
Document Number	0097090515
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5145 EPPING LN ZEPHYRHILLS FL 335412607, ZEPHYRHILLS, FL 33541-2607

Mortgage

Document Number	0097090515
Date	Apr 16, 2018
Book Page	009709/000515
Instrument	62825

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,572.00 (+6.9%) Homeowner's exemption	$297,070 (+6.5%) Land $83,670 Building $213,400	$446,923 (-0.17%) Land $83,670 Building $363,253
2023	$4,277.00 (+11.12%) Additional exemption filed	$278,930 (+3%) Land $62,660 Building $216,270	$447,691 (+21.78%) Land $62,660 Building $385,031
2022	$3,849.00 Homeowner's exemption	$270,810 Land $52,210 Building $218,600	$367,634 Land $52,210 Building $315,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20