Pasco County property record for 5146 Epping Ln, Zephyrhills, FL 33541
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,355 sqft · built 2005 |
| Lot Size | 0.247 acres (10,777 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Jul 2020) |
| Tax Bill | $4,771 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-21-0010-00500-0210 |
| Primary APN | 07-26-21-0010-00500-0210 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,355 sqft Living Area |
| Gross Area | 3,256 sqft |
| 1st Floor Area | 2,355 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,777 sqft (0.247 acres) |
| Garage Area | 628 sqft |
| Driveway | Driveway |
| Driveway Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 300 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 273 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0239901 |
|---|---|
| Old Parcel Number | 2126070010005000210 |
| Street Address | 5146 EPPING LN |
| City | ZEPHYRHILLS |
| State | FL |
| Zip | 33541-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | EPPING FOREST AT LAKE BERNADETTE PB 28 PGS 129-135 LOT 21 BLOCK 5 |
| Legal Range | 21E |
| Legal Township | 26S |
| Legal Section | 07 |
| Legal Subdivision | LAKE BERNADETTE GARDENS |
| Legal Tract | 10 |
| Legal Block | 5 |
| Legal Lot Number | 21 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | ZEPHYRHILLS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 32902 |
5146 Epping Ln is owned and occupied by an individual who bought it in July 2020.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5146 EPPING LN, ZEPHYRHILLS, FL 33541-2606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Jul 17, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on File |
| Deed Sale | Jul 17, 2020 · Amount on File |
| Prior Sale | Jul 8, 2015 · Amount on File |
| Deed Document Number | 2020114530 |
| Deed Book / Page | 10138 / 2934 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 5146 EPPING LN, ZEPHYRHILLS, FL 33541-2606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094791641 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 9479/1641 |
| Instrument | 2017000656 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 17, 2020 |
| Property Address | 5146 EPPING LN, ZEPHYRHILLS, FL 33541-2606 |
| Document Number | 0101382934 |
| Book / Page | 10138 / 2934 |
| Map Reference | MB 28 PG 129-135 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 2020114530 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | HILLSBOROUGH TITLE III LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17050 HALLANDALE LOOP APT 308, 17050, LAND O LAKES, FL 34638-8248 |
| Name | Verified Name |
|---|---|
| Address | 5146 EPPING LN, ZEPHYRHILLS, FL 33541-2606 |
| Document Number | 101382936 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 10138/2936 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 5146 Epping Ln was $4,771 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,771.00 Homeowner's exemption | $308,900 Land $81,153 Building $227,747 | $428,388 Land $81,153 Building $347,235 |
| 2023 | $4,489.00 (+11.11%) Additional exemption filed | $291,460 (+3%) Land $62,616 Building $228,844 | $426,784 (+21.63%) Land $62,616 Building $364,168 |
| 2022 | $4,040.00 Homeowner's exemption | $282,980 Land $52,916 Building $230,064 | $350,896 Land $52,916 Building $297,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5146 Epping Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5146 Epping Ln is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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