5148 Pine Needle Dr, Mascotte, FL 34753 Property Records

Lake County property record for 5148 Pine Needle Dr, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,785 sqft · built 2003
Lot Size	0.241 acres (10,541 sqft)
Owner	Individual Name on File
Last Sale	$314,900 (Dec 2022)
Tax Bill	$4,607 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-22-24-0310-000-05700`

Property Details

APN / Parcel Number

Primary APN	`03-22-24-0310-000-05700`
Alternative APN	`3812721`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,785 sqft Living Area
1st Floor Area	1,785 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,541 sqft (0.241 acres)
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3812721
Street Address	5148 PINE NEEDLE DR
City	MASCOTTE
State	FL
Zip	34753-8867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARDINAL PINES ESTATES PHASE 3 PB 46 PG 77-79 LOT 57 ORB 6070 PG 1542
Legal Range	24E
Legal Township	22S
Legal Section	03
Legal Subdivision	CARDINAL PINES ESTATES
Legal Phase	3
Legal Tract	310
Legal Lot Number	57
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1059
Census Tract	31203

Owner

5148 Pine Needle Dr is owned and occupied by an individual who bought it in December 2022.

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5148 PINE NEEDLE DR, MASCOTTE, FL 34753-8867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Prior Sale	Oct 26, 2005 · Amount on File
Deed Document Number	2022163738
Deed Book / Page	6070 / 1542
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 22, 2022
Property Address	5148 PINE NEEDLE DR, MASCOTTE, FL 34753-8867
Document Number	0060701542
Book / Page	6070 / 1542
Map Reference	MB 46 PG 77-79
Instrument Date	Dec 20, 2022
Instrument	2022163738
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	CONCIERGE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,204.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4712 39TH ST, SUNNYSIDE, NY 11104-4404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5148 PINE NEEDLE DR, MASCOTTE, FL 34753-8867

Mortgage

Document Number	0060701544
Date	Dec 22, 2022
Instrument	6070/1544

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,263 Land $45,000 Building $213,263	$258,263 Land $45,000 Building $213,263
2024	$4,607.00 (+5.71%)
2023	$4,358.00 (+10.75%) Homeowner's exemption	$251,459 (+10.67%)	$251,459 (+10.67%) Land $45,000 Building $206,459
2022	$3,935.00	$227,221	$227,221 Land $45,000 Building $182,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5148 Pine Needle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5148 Pine Needle Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30