Lake County property record for 5137 Pine Needle Dr, Mascotte, FL 34753
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,435 sqft · built 2004 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,400 (Apr 2004) |
| Tax Bill | $1,404 (2024) |
| Deeds & Mortgages | Sep 2020 Line of Credit Sep 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-22-24-0310-000-13000 |
| Primary APN | 03-22-24-0310-000-13000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,435 sqft Living Area |
| Gross Area | 1,835 sqft |
| 1st Floor Area | 1,435 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
| Porch Area | 195 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3812818 |
|---|---|
| Street Address | 5137 PINE NEEDLE DR |
| City | MASCOTTE |
| State | FL |
| Zip | 34753-8871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARDINAL PINES ESTATES PHASE 3 PB 46 PG 77-79 LOT 130 ORB 2545 PG 1473 ORB 3191 PG 1635 ORB 5348 PG 1287 |
| Legal Range | 24E |
| Legal Township | 22S |
| Legal Section | 3 |
| Legal Subdivision | CARDINAL PINES ESTATES PHASE 3 |
| Legal Tract | 0310 |
| Legal Block | 1 |
| Legal Lot Number | 130 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | GROVELAND-MASCOTTE |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 31203 |
5137 Pine Needle Dr is owned and occupied by an individual who acquired it in August 2019.
Source: Lake County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5137 PINE NEEDLE DR, MASCOTTE, FL 34753-8871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2020 | Deed of Trust, Mortgage · Line of Credit MCCOY FCU |
| Sep 27, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2004 · Amount on File |
| Deed Sale | Apr 13, 2004 · Amount on File |
| Deed Document Number | 200447648 |
| Deed Book / Page | 2545 / 1473 |
| Last Transfer Date | Aug 24, 2019 |
| Transfer Doc | 0053481287 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 5137 PINE NEEDLE DR, MASCOTTE, FL 34753-8871 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 5137 PINE NEEDLE DR, MASCOTTE, FL 34753-8871 |
| Document Number | 0055501302 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 5550/1302 |
| Instrument | 2020106859 |
| Name | MCCOY FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 27, 2019 |
| Property Address | 5137 PINE NEEDLE DR, MASCOTTE, FL 34753-8871 |
| Document Number | 0053481287 |
| Book / Page | 005348 / 001287 |
| Instrument Date | Aug 24, 2019 |
| Instrument | 109200 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5137 PINE NEEDLE DR MASCOTTE FL 347538871, MASCOTTE, FL 34753-8871 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Mascotte City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,590 (+2.89%) | $228,403 (-) Land $45,000 Building $183,403 | |
| 2025 | $75,410 Land $45,000 Building $30,410 | $228,403 Land $45,000 Building $183,403 | |
| 2024 | $1,404.00 (+17.39%) | ||
| 2023 | $1,196.00 (+4.18%) Homeowner's exemption | $71,160 (+3%) | $221,609 (+10.35%) Land $45,000 Building $176,609 |
| 2022 | $1,148.00 Homeowner's exemption | $69,090 | $200,831 Land $45,000 Building $155,831 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5137 Pine Needle Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 5 (2004–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5137 Pine Needle Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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