Lake County property record for 5145 Pine Needle Dr, Mascotte, FL 34753
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,040 sqft · built 2004 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Dec 2017) |
| Tax Bill | $3,082 (2024) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jul 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-22-24-0310-000-13200 |
| Primary APN | 03-22-24-0310-000-13200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 2,440 sqft |
| 1st Floor Area | 1,880 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3812820 |
|---|---|
| Street Address | 5145 PINE NEEDLE DR |
| City | MASCOTTE |
| State | FL |
| Zip | 34753-8871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARDINAL PINES ESTATES PHASE 3 PB 46 PG 77-79 LOT 132 ORB 5045 PG 1136 |
| Legal Range | 24E |
| Legal Township | 22S |
| Legal Section | 3 |
| Legal Subdivision | CARDINAL PINES ESTATES PHASE 3 |
| Legal Tract | 0310 |
| Legal Block | 1 |
| Legal Lot Number | 132 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | GROVELAND-MASCOTTE |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 31203 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5145 PINE NEEDLE DR, MASCOTTE, FL 34753-8871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2024 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jul 21, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 3, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2017 · Amount on Record |
| Deed Sale | Dec 27, 2017 · Amount on Record |
| Prior Sale | May 25, 2004 · Amount on Record |
| Deed Document Number | 2017137326 |
| Deed Book / Page | 5045 / 1136 |
| Prior Transfer Date | Apr 11, 2011 |
| Prior Transfer Doc | 0040220011 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 5145 PINE NEEDLE DR, MASCOTTE, FL 34753-8871 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5145 PINE NEEDLE DR, MASCOTTE, FL 34753-8871 |
| Document Number | 0062660285 |
|---|---|
| Date | Jan 5, 2024 |
| Book Page | 6266/285 |
| Instrument | 2024001328 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 21, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 5145 PINE NEEDLE DR, MASCOTTE, FL 34753-8871 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5145 PINE NEEDLE DR, MASCOTTE, FL 34753-8871 |
| Document Number | 0065651031 |
|---|---|
| Date | Jul 21, 2025 |
| Book Page | 6565/1031 |
| Instrument | 2025088999 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 16, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 5145 PINE NEEDLE DR, MASCOTTE, FL 34753-8871 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053511522 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 5351/1522 |
| Instrument | 2019111524 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | GROVELAND, FL 34736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 5145 PINE NEEDLE DR, MASCOTTE, FL 34753-8871 |
| Document Number | 0050451136 |
| Book / Page | 5045 / 1136 |
| Map Reference | MB 46 PG 77-79 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 2017137326 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | ALPHA RELIABLE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2281 GLADIOLUS LN, 2281, MASCOTTE, FL 34753-9551 |
| Name | Verified Name |
|---|---|
| Address | 5145 PINE NEEDLE DR, MASCOTTE, FL 34753-8871 |
| Document Number | 2017137327 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 2017137327 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Mascotte City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,770 (+2.9%) | $272,004 (-) Land $45,000 Building $227,004 | |
| 2025 | $175,680 (+5.98%) Land $45,000 Building $130,680 | $272,004 (+3.13%) Land $45,000 Building $227,004 | |
| 2024 | $3,082.00 (+8.75%) | ||
| 2023 | $2,834.00 (+4.19%) Homeowner's exemption | $165,760 (+2.99%) | $263,758 (+10.81%) Land $45,000 Building $218,758 |
| 2022 | $2,720.00 Homeowner's exemption | $160,940 | $238,022 Land $45,000 Building $193,022 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 5 (2004–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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