5145 Galliver Cutoff, Baker, FL 32531 Property Records

Okaloosa County property record for 5145 Galliver Cutoff, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,334 sqft · built 1992
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,000 (Jun 2025)
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-6264-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-6264-3`
Alternative APNs	`24-3N-25-0000-0003-0010` `25N324000000030010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,334 sqft Living Area
Gross Area	1,559 sqft
1st Floor Area	1,334 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	89,298 sqft (2.05 acres)
Lot Width	208 ft Width
Porch	Finished/Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5145 GALLIVER C O
City	BAKER
State	FL
Zip	32531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR OF SW1/4 OF NE1/4 W TO E R/W OF STATE RD NO 89 TO BEG S ALG R/W 208 FT E 208 FT NLY 208 FT W208 FT TO BEG & COM SE COR NE1/4 N1240 FT N87 DEG W1508 FT TO POB S25 DEG W226 FT N87 DEG W367 FT N27 DEG E108 FT S87 DEG E206 FT N26 DEG E119 FT E
Legal Range	25W
Legal Township	03N
Legal Section	24
Legal Block	3
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	3
Census Block	3046
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 BRIAN DR, CRESTVIEW, FL 32536-9282
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Jul 21, 2023 · Amount on Record
Deed Document Number	20253760379
Last Transfer Date	Jul 2, 2025
Transfer Doc	0003762168
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 21, 2023
Property Address	5145 GALLIVER CTO, BAKER, FL 32531-8393
Document Number	0036842738
Book / Page	3684 / 2738
Instrument Date	Jul 20, 2023
Instrument	3636933
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5145 GALLIVER CTO, BAKER, FL 32531-8393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 VILLACREST DR, CRESTVIEW, FL 32536-4261

Mortgage

Document Number	0036842741
Date	Jul 21, 2023
Instrument	3684/2741

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,493.00 (+309.04%)	$144,490 (+77.46%) Land $26,124 Building $118,366	$144,490 (+6.4%) Land $26,124 Building $118,366
2023	$365.00 (-23.48%) Homeowner's exemption Disabled Person's exemption Widower's exemption Additional exemption filed	$81,423 (+3%)	$135,797 (+8.16%) Land $22,195 Building $113,602
2022	$477.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$79,051	$125,549 Land $20,743 Building $104,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30