5120 Galliver Cutoff, Baker, FL 32531 Property Records

Okaloosa County property record for 5120 Galliver Cutoff, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 5,000 sqft · built 2019
Lot Size12.7 acres (555,390 sqft)
Owner2 Individual Names on File
Tax Bill$3,150 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-596-6253-6

Property Details

APN / Parcel Number

Primary APNC56-000-596-6253-6
Alternative APNs
  • 24-3N-25-0000-0001-0100
  • 25N324000000010100

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area5,000 sqft Living Area
Gross Area5,276 sqft
1st Floor Area880 sqft
Upper Floors Area1,972 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area555,390 sqft (12.7 acres)
PorchPorch
Porch Area552 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5120 GALLIVER C O
CityBAKER
StateFL
Zip32531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NW COR NE1/4 OF NW1/4 S1666.30 FT TO POB S308.3 FT E1697.71 FT TO W R/W HWY 189 NELY ALG HWY 336. 89 FT W1849.96 FT TO POB
Legal Range25W
Legal Township03N
Legal Section24
Legal Block1
Legal Lot Number100
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2050
Census Tract20101

Owner

5120 Galliver Cutoff is owned and occupied by two individuals.

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5120 GALLIVER CUTOFF, BAKER, FL 32531-8392
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5120 Galliver Cutoff was $3,150 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,150.00 Homeowner's exemption$351,508$647,994 Land $57,727 Building $590,267
2023$2,980.00 (+2.41%) Homeowner's exemption$331,652 (+3%)$622,514 (+8.37%) Land $51,541 Building $570,973
2022$2,910.00 Homeowner's exemption$321,992$574,420 Land $49,087 Building $525,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5120 Galliver Cutoff in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5120 Galliver Cutoff is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAKER WATER SYSTEM, INC.
serves 2,930 people · EPA ID FL1460043
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Galliver Cutoff

Nearby Streets

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