Okaloosa County property record for 5097 Galliver Cutoff, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,265 sqft · built 1940 |
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $352 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-6304-7 |
| Primary APN | C56-000-596-6304-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,265 sqft Living Area |
| Gross Area | 1,552 sqft |
| 1st Floor Area | 1,265 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 77,101 sqft (1.77 acres) |
| Porch | Screened/Unfinished Porch |
| Porch Area | 287 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Convection |
| Heating Fuel | Gas |
| Street Address | 5097 GALLIVER C O |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N1/2 OF SE1/4 EX ALL NW OF PAVED ROAD EX S 210 FT & EX OR 557 PG 369 EX PARTS SOLD |
| Legal Range | 25W |
| Legal Township | 03N |
| Legal Section | 24 |
| Legal Block | 12 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 20102 |
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5097 GALLIVER CUTOFF, BAKER, FL 32531-8391 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 13, 2024 |
| Transfer Doc | 0003725967 |
| Record Updated | Sep 20, 2026 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $352.00 (+13.92%) | $24,626 (+15.55%) Land $21,654 Building $2,972 | $24,626 (+15.55%) Land $21,654 Building $2,972 |
| 2023 | $309.00 (+4.04%) | $21,312 (+6.86%) Land $18,397 Building $2,915 | $21,312 (+6.86%) Land $18,397 Building $2,915 |
| 2022 | $297.00 | $19,944 Land $17,193 Building $2,751 | $19,944 Land $17,193 Building $2,751 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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