Schoharie County and Richmondville Town property record for 5144 State Rte 10, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,170 sqft · built 1965 |
| Lot Size | 3.52 acres (153,331 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,000 (Aug 2016) |
| Tax Bill | $4,079 (2026) |
| Deeds & Mortgages | Jul 2026 Sale Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 434089 67.-3-26 |
| Primary APN | 434089 67.-3-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 153,331 sqft (3.52 acres) |
| Lot Width | 400 ft Width |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 505J102834 |
|---|---|
| Street Address | 5144 STATE ROUTE 10 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 26.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | RICHMONDVILLE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 740500 |
Source: Schoharie County and Richmondville Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5144 STATE ROUTE 10, COBLESKILL, NY 12043-7303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 1, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Jan 11, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2016 · Amount on Record |
| Deed Sale | Aug 29, 2016 · Amount on Record |
| Prior Sale | May 16, 2016 · Amount on Record |
| Deed Book / Page | 1028 / 59 |
| Last Transfer Date | Jul 23, 2026 |
| Transfer Doc | 0000832923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jul 23, 2026 |
| Property Address | 5144 STATE ROUTE 10, COBLESKILL, NY 12043-7303 |
| Document Number | 0000832923 |
| Book / Page | 1260 / 54 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 2026832923 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5144 STATE ROUTE 10, COBLESKILL, NY 12043-7303 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Aug 1, 2022 |
| Property Address | 5144 STATE ROUTE 10, COBLESKILL, NY 12043-7303 |
| Document Number | 0001171/20 |
| Book / Page | 1171 / 20 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 814247 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2106 HARMONY MILL LOFTS, COHOES, NY 12047-1450 |
| Document Number | 0000814251 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 814251 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Aug 1, 2032 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jan 11, 2021 |
| Property Address | 5144 STATE ROUTE 10, COBLESKILL, NY 12043-7303 |
| Document Number | 0001129/61 |
| Book / Page | 1129 / 61 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 783534 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 GREENHAVEN WAY, CENTERPORT, NY 11721-1655 |
Source: Schoharie County and Richmondville Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Richmondville Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,079.00 (-0.92%) | ||
| 2025 | $4,117.00 | $101,450 (-) Land $23,200 Building $78,250 | $163,629 (+16.77%) Land $37,419 Building $126,210 |
| 2023 | $101,450 (-) Land $23,200 Building $78,250 | $140,124 (+17.4%) Land $32,044 Building $108,080 | |
| 2022 | $101,450 Land $23,200 Building $78,250 | $119,353 Land $27,294 Building $92,059 | |
| 2020 | $3,852.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2006–2013) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jun 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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