5130 State Rte 10, Cobleskill, NY 12043 Property Records

Schoharie County and Richmondville Town property record for 5130 State Rte 10, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,730 sqft · built 1900
Lot Size0.5 acres (21,780 sqft)
Owner2 Company Names on File
Last Sale$165,896 (Sep 2019)
Tax Bill$1,749 (2026)
Deeds & MortgagesFeb 2024 Sale
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN434089 67.-3-19

Property Details

APN / Parcel Number

Primary APN434089 67.-3-19
Alternative APNs
  • 408906700000030190000000
  • 505J102362

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,730 sqft Living Area
1st Floor Area1,010 sqft
2nd Floor Area720 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Foundation TypeRaised
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions233 ft deep x 194 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
SewerSeptic
Water SourceWell

Location & Zoning

Account Number505J102362
Street Address5130 STATE ROUTE 10
CityCOBLESKILL
StateNY
Zip12043-7303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number19.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionRICHMONDVILLE
Census Block Group3
Census Block3000
Census Tract740500

Owner

5130 State Rte 10 is owned by a company that bought it in September 2019.

Source: Schoharie County and Richmondville Town records, as of October 20, 2026

Owner of Record2 Company Names on File
Mailing Address141 MINERAL SPRINGS RD, RICHMONDVILLE, NY 12149
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2024Warranty Deed, Transfer
Feb 25, 2020Deed of Trust, Mortgage · ARM
BANK OF RICHMONDVILLE
Sep 25, 2019Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2019 · Amount on File
Deed SaleSep 25, 2019 · Amount on File
Prior SaleAug 13, 2007 · Amount on File
Deed Document Number2019767522
Deed Book / Page1100 / 1
Prior Transfer DateSep 1, 2019
Prior Transfer Doc00001100/1
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateFeb 8, 2024
Property Address5130 STATE ROUTE 10, COBLESKILL, NY 12043-7303
Document Number001206/126
Book / Page1206 / 126
Instrument DateJun 23, 2023
Instrument824248
Transaction TypeTransfer
Record UpdatedFeb 27, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1000 S CLARK ST UNIT 1214, 1214, CHICAGO, IL 60605-2193

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address5130 STATE ROUTE 10, COBLESKILL, NY 12043-7303
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1870/189
DateFeb 25, 2020
Book Page1870/189
Instrument773769
Lender
NameBANK OF RICHMONDVILLE
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMar 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateApr 1, 2020
Index1-Year CMT

September 2019: Foreclosure

Document TypeForeclosure
JurisdictionSCHOHARIE NY
Recording DateSep 25, 2019
Property Address5130 STATE ROUTE 10, COBLESKILL, NY 12043-7303
Document Number00001100/1
Book / Page1100 / 1
Instrument DateSep 1, 2019
Instrument767522
Transaction TypeForeclosure
Record UpdatedMay 12, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15840 LAGUNA CANYON RD # 100, 100, IRVINE, CA 92618-3103
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 5130 State Rte 10 was $1,749, down 0.9% from the year before.

Source: Schoharie County and Richmondville Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionRichmondville Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,749.00 (-0.91%)
2025$1,765.00$43,500 Land $15,500 Building $28,000$70,161 Land $25,000 Building $45,161
2023$43,500 Land $15,500 Building $28,000$60,083 Land $21,409 Building $38,674
2020$2,682.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5130 State Rte 10 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2006–2013)
Claims Outside the SFHA3 of 4
Most Recent ClaimJun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5130 State Rte 10 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on State Rte 10

Nearby Streets

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