Polk County property record for 5144 Riverlake Dr, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,666 sqft · built 2005 |
| Lot Size | 0.396 acres (17,258 sqft) |
| Owner | Individual Name on File |
| Last Sale | $635,000 (May 2025) |
| Tax Bill | $3,442 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-24-288801-000060 |
| Primary APN | 24-29-24-288801-000060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,666 sqft Living Area |
| Gross Area | 3,290 sqft |
| 1st Floor Area | 2,666 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 17,258 sqft (0.396 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Pool Type | Enclosed Pool |
| Porch | Finished/Open Porch |
| Porch Area | 512 sqft |
| Street Address | 5144 RIVERLAKE DR |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-7757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERLAKE PB 117 PGS 1 & 2 LOT 6 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | RIVERLAKE |
| Legal Tract | 288801 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14803 |
5144 Riverlake Dr is owned and occupied by an individual who bought it in May 2025.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5144 RIVERLAKE DR, BARTOW, FL 33830-7757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · VA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Apr 17, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2025 · Amount on File |
| Deed Sale | May 29, 2025 · Amount on File |
| Prior Sale | Sep 27, 2016 · Amount on File |
| Deed Document Number | 2025125189 |
| Deed Book / Page | 13564 / 2050 |
| Prior Transfer Date | May 23, 2025 |
| Prior Transfer Doc | 0000125187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5144 RIVERLAKE DR, BARTOW, FL 33830-7757 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5144 RIVERLAKE DR, BARTOW, FL 33830-7757 |
| Document Number | 0000037937 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 13883/478 |
| Instrument | 2026037937 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5144 RIVERLAKE DR, BARTOW, FL 33830-7757 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5144 RIVERLAKE DR, BARTOW, FL 33830-7757 |
| Document Number | 0000087508 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 12654/1460 |
| Instrument | 2023087508 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.9% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.9% |
The 2025 property tax bill for 5144 Riverlake Dr was $3,442 with a homeowner's exemption, down 16.1% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,586 (+55.83%) Land $66,000 Building $411,586 | $477,586 (+7.3%) Land $66,000 Building $411,586 | |
| 2025 | $3,442.00 (-16.09%) | $306,475 | $445,075 Land $66,000 Building $379,075 |
| 2024 | $4,102.00 (+4.38%) | ||
| 2023 | $3,930.00 (+3.69%) Homeowner's exemption | $289,163 (+3%) | $438,108 (+12.05%) Land $64,000 Building $374,108 |
| 2022 | $3,790.00 Homeowner's exemption | $280,741 | $390,996 Land $60,000 Building $330,996 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5144 Riverlake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5144 Riverlake Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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