Polk County property record for 5120 Riverlake Dr, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,241 sqft · built 2005 |
| Lot Size | 0.443 acres (19,315 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $269,000 (Dec 2018) |
| Tax Bill | $2,685 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-24-288801-000030 |
| Primary APN | 24-29-24-288801-000030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,241 sqft Living Area |
| Gross Area | 2,712 sqft |
| 1st Floor Area | 2,241 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 19,315 sqft (0.443 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 471 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 174 sqft |
| Street Address | 5120 RIVERLAKE DR |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-7757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERLAKE PB 117 PGS 1 & 2 LOT 3 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | RIVERLAKE |
| Legal Tract | 288801 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14803 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5120 RIVERLAKE DR, BARTOW, FL 33830-7757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Sep 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Dec 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Dec 10, 2018 | Warranty Deed, Transfer · FHA Mortgage LANDMARK MORTGAGE & ASSOCIATES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2018 · Amount on Record |
| Deed Sale | Dec 10, 2018 · Amount on Record |
| Prior Sale | Mar 2, 2016 · Amount on Record |
| Deed Document Number | 2018255598 |
| Deed Book / Page | 10693 / 714 |
| Prior Transfer Date | Jan 15, 2014 |
| Prior Transfer Doc | 0000036943 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5120 RIVERLAKE DR, BARTOW, FL 33830-7757 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8120 RIVERLAKE DR, BARTOW, FL 33830 |
| Document Number | 0000240930 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 12406/1753 |
| Instrument | 2022240930 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34996 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5120 RIVERLAKE DR, BARTOW, FL 33830-7757 |
| Document Number | 0115191469 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5120 RIVERLAKE DR BARTOW FL 338307757, BARTOW, FL 33830-7757 |
| Document Number | 0115191469 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 011519/001469 |
| Instrument | 284923 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5120 RIVERLAKE DR, BARTOW, FL 33830-7757 |
| Document Number | 0110700649 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5120 RIVERLAKE DR BARTOW FL 338307757, BARTOW, FL 33830-7757 |
| Document Number | 0110700649 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 011070/000649 |
| Instrument | 262116 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 10, 2018 |
| Property Address | 5120 RIVERLAKE DR, BARTOW, FL 33830-7757 |
| Document Number | 0106930714 |
| Book / Page | 010693 / 000714 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 255598 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2018 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5120 RIVERLAKE DR BARTOW FL 338307757, BARTOW, FL 33830-7757 |
| Document Number | 106930716 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 010693/000716 |
| Instrument | 255599 |
| Name | LANDMARK MORTGAGE & ASSOCIATES INC |
|---|---|
| Type | Bank |
| Address | LAKELAND, FL 33801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,581 (+2.7%) | $368,503 (+3.74%) Land $66,000 Building $302,503 | |
| 2025 | $2,685.00 (-16.22%) Homeowner's exemption | $247,888 (+5.99%) | $355,222 (+1.19%) Land $66,000 Building $289,222 |
| 2023 | $3,205.00 (+4.16%) Homeowner's exemption | $233,885 (+3%) | $351,046 (+11.18%) Land $64,000 Building $287,046 |
| 2022 | $3,077.00 Homeowner's exemption | $227,073 | $315,756 Land $60,000 Building $255,756 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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