5128 Riverlake Dr, Bartow, FL 33830 Property Records

Polk County property record for 5128 Riverlake Dr, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,448 sqft · built 2005
Lot Size	0.396 acres (17,258 sqft)
Owner	2 Company Names on File
Last Sale	$399,000 (Nov 2021)
Tax Bill	$4,643 (2025)
Deeds & Mortgages	Dec 2025 Transfer Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-29-24-288801-000040`

Property Details

APN / Parcel Number

Primary APN	`24-29-24-288801-000040`
Alternative APN	`42924000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,448 sqft Living Area
Gross Area	3,075 sqft
1st Floor Area	2,448 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	17,258 sqft (0.396 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	483 sqft
Porch	Florida Room
Porch Area	194 sqft

Location & Zoning

Street Address	5128 RIVERLAKE DR
City	BARTOW
State	FL
Zip	33830-7757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERLAKE PB 117 PGS 1 & 2 LOT 4
Legal Range	24E
Legal Township	29S
Legal Section	24
Legal Subdivision	RIVERLAKE
Legal Tract	288801
Legal Block	1
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1000
Census Tract	14803

Owner

Source: Polk County records · APN 24-29-24-288801-000040

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	5128 RIVERLAKE DR, BARTOW, FL 33830-7757
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Feb 17, 2011 · Amount on Record
Deed Document Number	2021310499
Deed Book / Page	12002 / 2024
Last Transfer Date	Dec 02, 2025
Transfer Doc	0000286940
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Dec 08, 2025
Property Address	5128 RIVERLAKE DR, BARTOW, FL 33830-7757
Document Number	0000286940
Book / Page	13802 / 2005
Map Reference	MB 117 PG 1&2
Instrument Date	Dec 02, 2025
Instrument	2025286940
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5128 RIVERLAKE DR, BARTOW, FL 33830-7757

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	5128 RIVERLAKE DR, BARTOW, FL 33830-7757

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 30, 2021
Property Address	5128 RIVERLAKE DR, BARTOW, FL 33830-7757
Document Number	0000310499
Book / Page	12002 / 2024
Map Reference	MB 117 PG 1&2
Instrument Date	Nov 15, 2021
Instrument	2021310499
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	EASY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,793.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4145 LAKELAND HILLS BLVD UNIT 322, 4145, LAKELAND, FL 33805-1941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5128 RIVERLAKE DR, BARTOW, FL 33830-7757

Mortgage

Document Number	0120022026
Date	Nov 30, 2021
Instrument	12002/2026

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,643.00 (-0.92%) Homeowner's exemption	$399,372 (+15.17%)	$411,219 (+9.75%) Land $66,000 Building $345,219
2023	$4,686.00 (+3.38%) Homeowner's exemption	$346,774 (+3%)	$374,693 (+11.29%) Land $64,000 Building $310,693
2022	$4,533.00 Homeowner's exemption	$336,674 Land $60,000 Building $276,674	$336,674 Land $60,000 Building $276,674

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 114 locations within half a mile of this property.

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