Stearns County property record for 4720 40th St S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1975 |
| Lot Size | 3.04 acres (132,422 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $161,000 (Nov 2021) |
| Tax Bill | $2,926 (2026) |
| Deeds & Mortgages | Nov 2021 Sale Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-43601-0000 |
| Primary APN | 82-43601-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Interior Walls | Wood |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Roof Material | Asphalt |
| Lot Area | 132,422 sqft (3.04 acres) |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 4720 40TH ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-8845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | 3.04 A. W 150' OF NW4NW4 LYING N OF I-94 OLD # 29.17685.000 SECTION 04 TOWNSHIP 123 RANGE 028 SECTION 04 TOWNSHIP 123 RANGE |
| Legal Range | 28W |
| Legal Township | 123 |
| Legal Section | 04 |
| Legal Subdivision | METES AND BOUNDS DESC. |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 401 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4720 40TH ST S, SAINT CLOUD, MN 56301-8845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Nov 10, 2021 | Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2021 · Amount on Record |
| Deed Sale | Nov 10, 2021 · Amount on Record |
| Deed Document Number | 20211619242 |
| Prior Transfer Date | Oct 19, 2021 |
| Prior Transfer Doc | 00A1619241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 10, 2021 |
| Property Address | 4720 40TH ST S, SAINT CLOUD, MN 56301-8845 |
| Document Number | 00A1619242 |
| Instrument Date | Nov 3, 2021 |
| Instrument | A1619242 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4720 40TH ST S, SAINT CLOUD, MN 56301-8845 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 10, 2021 |
| Property Address | 4720 40TH ST S, SAINT CLOUD, MN 56301-8845 |
| Document Number | 00A1619241 |
| Instrument Date | Oct 19, 2021 |
| Instrument | A1619241 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,926.00 (+32.4%) | $241,600 (+9.27%) Land $60,000 Building $181,600 | $241,600 (+9.27%) Land $60,000 Building $181,600 |
| 2025 | $221,100 (+13.97%) Land $60,000 Building $161,100 | $221,100 (+13.97%) Land $60,000 Building $161,100 | |
| 2023 | $2,210.00 | $194,000 Land $60,000 Building $134,000 | $194,000 Land $60,000 Building $134,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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