San Diego County property record for 5130 Palmera Dr, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,797 sqft · built 1997 |
| Lot Size | 0.296 acres (12,885 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,275,000 (Jul 2023) |
| Tax Bill | $14,904 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-621-28-00 |
| Primary APN | 158-621-28-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,797 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 12,885 sqft (0.296 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5130 PALMERA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-HD |
| Legal Description | LOT 88 TR 013241 |
| Legal Subdivision | PALMERA |
| Legal Tract | 013241 |
| Legal Block | 3 |
| Legal Lot Number | 88 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 19301 |
5130 Palmera Dr is owned and occupied by two individuals who acquired it in March 2026.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5130 PALMERA DR, OCEANSIDE, CA 92056-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2026 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 21, 2023 | Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Jul 23, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jul 24, 2018 | Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on File |
| Deed Sale | Jul 21, 2023 · Amount on File |
| Prior Sale | Jul 24, 2018 · Amount on File |
| Deed Document Number | 2023194735 |
| Last Transfer Date | Mar 17, 2026 |
| Transfer Doc | 0000091799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 2, 2026 |
| Property Address | 5130 PALMERA DR, OCEANSIDE, CA 92056-2114 |
| Document Number | 0000091799 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 202691799 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5130 PALMERA DR, OCEANSIDE, CA 92056-2114 |
| Document Number | 0000091800, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202691800 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 21, 2023 |
| Property Address | 5130 PALMERA DR, OCEANSIDE, CA 92056-2114 |
| Document Number | 0000194735 |
| Map Reference | MAP 13241 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 2023-0194735 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5130 PALMERA DR, OCEANSIDE, CA 92056-2114 |
| Document Number | 0000194736 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023-0194736 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 23, 2020 |
| Property Address | 5130 PALMERA DR, OCEANSIDE, CA 92056-2114 |
| Document Number | 0000397924 |
| Map Reference | MAP 13241 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 2020-0397924 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5130 PALMERA DR, OCEANSIDE, CA 92056-2114 |
| Document Number | 0000397925 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 2020-0397925 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5130 PALMERA DR, OCEANSIDE, CA 92056-2114 |
| Document Number | 0000479550 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Address | 5130 PALMERA DR OCEANSIDE CA 920562114, OCEANSIDE, CA 92056-2114 |
| Document Number | 0000479550 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 479550 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 24, 2018 |
| Property Address | 5130 PALMERA DR, OCEANSIDE, CA 92056-2114 |
| Document Number | 0000301377 |
| Map Reference | MAP 13241 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 2018-0301377 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5130 PALMERA DR, OCEANSIDE, CA 92056-2114 |
| Document Number | 0000301378 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2018-0301378 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 5130 Palmera Dr was $14,904, up 6% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,326,510 (+2%) Land $868,734 Building $457,776 | |
| 2025 | $14,904.00 (+5.97%) | $1,300,500 Land $851,700 Building $448,800 |
| 2024 | $14,064.00 (+52.22%) | |
| 2023 | $9,239.00 (+0.26%) Homeowner's exemption | $841,675 Land $266,486 Building $575,189 |
| 2022 | $9,215.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5130 Palmera Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5130 Palmera Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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