5140 Guildford Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 5140 Guildford Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 560 sqft · built 1976
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Company Names on Record
Last Sale	$690,000 (May 2025)
Tax Bill	$4,684 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`022-201-071`

Property Details

APN / Parcel Number

Primary APN	`022-201-071`
Alternative APN	`022201033`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	560 sqft Living Area
1st Floor Area	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	5,250 sqft (0.121 acres)
Terrain	Below Road/Slope

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	5140 GUILDFORD DR
City	CAMBRIA
State	CA
Zip	93428-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAM PINES U5 BL 43 LTS 3,4 & 5
Legal Subdivision	CAMBRIA PINES UNIT NO . 5
Legal Block	43
Legal Lot Number	3,4,5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2023
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 127, SAN MIGUEL, CA 93451-0127
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Grant Deed, Transfer · VA Mortgage UNITED AMERICAN MORTGAGE CORP
Oct 24, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	Mar 12, 2024 · Amount on Record
Deed Document Number	202512522
Prior Transfer Date	Oct 21, 2022
Prior Transfer Doc	0000042140
Record Updated	Oct 29, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 12, 2024
Property Address	5140 GUILDFORD DR, CAMBRIA, CA 93428-3206
Document Number	0000006492
Map Reference	MB 5 PG 2
Instrument Date	Feb 12, 2024
Instrument	2024006492
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5140 GUILDFORD DR, CAMBRIA, CA 93428-3206

Mortgage

Document Number	0000006493
Date	Mar 12, 2024
Instrument	2024006493

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 24, 2022
Property Address	5140 GUILDFORD DR, CAMBRIA, CA 93428-3206
Document Number	0000042140
Map Reference	MB 5 PG 2
Instrument Date	Oct 21, 2022
Instrument	2022042140
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1405 TERESA DR, MORRO BAY, CA 93442-2457

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$703,800 (+2%) Land $510,000 Building $193,800
2025	$4,684.00 (+251.65%)	$586,500 (+515.55%) Land $459,000 Building $127,500
2023	$1,332.00 (+2.15%)	$95,281 Land $56,203 Building $39,078
2022	$1,304.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1995–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Ranch Wifi, Verizon.

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