5048 Guildford Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 5048 Guildford Dr, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1974
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$704,500 (Apr 2007)
Tax Bill	$10,298 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`022-342-032`

Property Details

APN / Parcel Number

Primary APN	`022-342-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5048 GUILDFORD DR
City	CAMBRIA
State	CA
Zip	93428-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES U 5 BL 45 LTS 1 TO 4
Legal Subdivision	CAMBRIA PINES 05
Legal Block	45
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2021
Census Tract	10403

Owner

5048 Guildford Dr is owned and occupied by an individual who acquired it in March 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	5048 GUILDFORD DR, CAMBRIA, CA 93428-3204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Quit Claim Deed, Transfer BANK OF AMERICA
Apr 3, 2020	Quit Claim Deed, Transfer MORTGAGE CONNECT LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2007 · Amount on File
Deed Sale	Apr 5, 2007 · Amount on File
Deed Document Number	200722898
Last Transfer Date	Mar 12, 2020
Transfer Doc	0000016500
Record Updated	Oct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 3, 2020
Property Address	5048 GUILDFORD DR, CAMBRIA, CA 93428-3204
Document Number	0000016500
Instrument Date	Mar 12, 2020
Instrument	16500
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5048 GUILDFORD DR CAMBRIA CA 934283204, CAMBRIA, CA 93428-3204

Mortgage

Document Number	16502
Date	Apr 3, 2020
Instrument	16502

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 3, 2020
Property Address	5048 GUILDFORD DR, CAMBRIA, CA 93428-3204
Document Number	0000016501
Instrument Date	Mar 9, 2020
Instrument	16501
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5048 GUILDFORD DR CAMBRIA CA 934283204, CAMBRIA, CA 93428-3204

Tax Assessment & Valuation

The 2025 property tax bill for 5048 Guildford Dr was $10,298.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$962,738 (+2%) Land $649,119 Building $313,619
2025	$10,298.00	$943,862 Land $636,392 Building $307,470
2023	$9,898.00 (+1.99%)	$907,213 Land $611,681 Building $295,532
2022	$9,705.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5048 Guildford Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (1995–2021)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2021 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5048 Guildford Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Ranch Wifi, Verizon.

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