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  5. Guildford Dr

5180 Guildford Dr, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 5180 Guildford Dr, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,140 sqft · built 1976
Lot Size0.04 acres (1,750 sqft)
Owner2 Company Names on Record
Last Sale$875,000 (Sep 2024)
Tax Bill$9,573 (2025)
Deeds & MortgagesSep 2026 Transfer
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN022-201-004

Property Details

APN / Parcel Number

Primary APN022-201-004

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,140 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Construction TypeWood
Lot Area1,750 sqft (0.04 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address5180 GUILDFORD DR
CityCAMBRIA
StateCA
Zip93428-3206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES U 5 BL 43 LT 12
Legal SubdivisionCAMBRIA PINES 05
Legal Block43
Legal Lot Number12
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2023
Census Tract10403

Owner

Source: San Luis Obispo County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5180 GUILDFORD DR, CAMBRIA, CA 93428-3206
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2024 · Amount on Record
Deed SaleSep 18, 2024 · Amount on Record
Prior SaleAug 7, 1998 · Amount on Record
Deed Document Number202426354
Last Transfer DateSep 4, 2026
Transfer Doc0000028534
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 8, 2026
Property Address5180 GUILDFORD DR, CAMBRIA, CA 93428-3206
Document Number0000028534
Instrument DateSep 4, 2026
Instrument202628534
Transaction TypeTransfer
Record UpdatedSep 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5180 GUILDFORD DR, CAMBRIA, CA 93428-3206

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address5180 GUILDFORD DR, CAMBRIA, CA 93428-3206
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1241 KNOLLWOOD DR 138, 138, CAMBRIA, CA 93428-3322

Mortgage

Document Number0000017976
DateApr 22, 2022
Instrument2022017976
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateMay 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.37%
IndexOther
Margin3
Max Rate8.37%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$892,500 (+2%) Land $510,000 Building $382,500
2025$9,573.00 (+198.5%)$875,000 (+220.53%) Land $500,000 Building $375,000
2023$3,207.00 (+22.12%)$272,989 Land $113,000 Building $159,989
2022$2,626.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims8 (1995–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2021 · tidal / storm surge
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Ranch Wifi, Verizon.

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