514 Waterford Dr, Evans, GA 30809 Property Records

Columbia County property record for 514 Waterford Dr, Evans, GA 30809 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,302 sqft · built 1987
Lot Size	0.369 acres (16,102 sqft)
Owner	2 Owner Names on File
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072J007`

Property Details

APN / Parcel Number

Primary APN	`072J007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,302 sqft Finished Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Brick
Lot Area	16,102 sqft (0.369 acres)

Location & Zoning

Street Address	514 WATERFORD DR
City	EVANS
State	GA
Zip	30809-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK B LOT 4; SADDLE CREEK PHASE 1
Legal Subdivision	SADDLE CREEK
Legal Phase	1
Legal Block	B
Legal Lot Number	4
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	4
Census Block	4012
Census Tract	30307

Owner

Source: Columbia County records · APN 072J007

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	514 WATERFORD DR, EVANS, GA 30809-3858
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE
Jan 04, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 17, 2013
Transfer Doc	9211/0262
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Recording Date	Apr 08, 2026
Property Address	514 WATERFORD DR, EVANS, GA 30809-3858
Document Number	016049/241
Book / Page	16049 / 241
Instrument Date	Apr 03, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 WATERFORD DR, EVANS, GA 30809-3858

Mortgage

Document Number	1604000241,
Date	Apr 08, 2026
Book Page	16049/241

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	6%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	514 WATERFORD DR, EVANS, GA 30809-3858
Document Number	3160/0111
Instrument Date	Jan 04, 2021
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	514 WATERFORD DR EVANS GA 308093858, EVANS, GA 30809-3858

Mortgage

Document Number	3160/0111
Date	Jan 13, 2021
Book Page	013160/000111

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,772.00 (+35.79%) Disabled Person's exemption	$111,830 (+4.97%) Land $24,804 Building $87,026	$279,574 (+4.96%) Land $62,010 Building $217,564
2023	$1,305.00 (-15.64%)	$106,540 (+9.53%) Land $25,204 Building $81,336	$266,351 (+9.53%) Land $63,010 Building $203,341
2022	$1,547.00	$97,268 Land $18,904 Building $78,364	$243,169 Land $47,260 Building $195,909

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Columbia County (13073C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130730303074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 294 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
WOW Internet, Cable & Phone	Cable	1,200 / 50
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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