Columbia County property record for 509 Waterford Dr, Evans, GA 30809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,597 sqft · built 1986 |
| Lot Size | 0.351 acres (15,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jul 2020) |
| Tax Bill | $3,167 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072J057 |
| Primary APN | 072J057 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,597 sqft Finished Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 15,295 sqft (0.351 acres) |
| Street Address | 509 WATERFORD DR |
|---|---|
| City | EVANS |
| State | GA |
| Zip | 30809-3855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2;GENERAL RES DISTR |
| Legal Description | BLK A LOT 5; SADDLE CREEK PHASE 1 |
| Legal Subdivision | SADDLE CREEK |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | COLUMBIA GA |
| Township / Civil Division | EVANS |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 30307 |
Source: Columbia County records · APN 072J057
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 WATERFORD DR, EVANS, GA 30809-3855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SYNOVUS BANK |
| Apr 16, 2024 | Deed of Trust, Mortgage · Conventional Mortgage QUEENSBOROUGH NATIONAL BANK |
| Dec 26, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SYNOVUS BANK |
| Jul 16, 2020 | Grant Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2020 · Amount on Record |
| Deed Sale | Jul 07, 2020 · Amount on Record |
| Prior Sale | Jul 21, 2006 · Amount on Record |
| Deed Document Number | 0012709162 |
| Deed Book / Page | 12709 / 162 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 509 WATERFORD DR, EVANS, GA 30809-3855 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 509 WATERFORD DR, EVANS, GA 30809-3855 |
| Document Number | 0015001/55 |
|---|---|
| Date | Dec 26, 2023 |
| Book Page | 0000015001/0000000055 |
| Name | SYNOVUS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 01, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 509 WATERFORD DR, EVANS, GA 30809-3855 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 509 WATERFORD DR, EVANS, GA 30809-3855 |
| Document Number | 015119/127 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 0000015119/0000000127 |
| Name | QUEENSBOROUGH NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 509 WATERFORD DR, EVANS, GA 30809-3855 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 509 WATERFORD DR, EVANS, GA 30809-3855 |
| Document Number | 0015001/41 |
|---|---|
| Date | Dec 26, 2023 |
| Book Page | 0000015001/0000000041 |
| Name | SYNOVUS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 01, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Recording Date | Jul 16, 2020 |
| Property Address | 509 WATERFORD DR, EVANS, GA 30809-3855 |
| Document Number | 2709/0162 |
| Book / Page | 012709 / 000162 |
| Instrument Date | Jul 07, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 509 WATERFORD DR EVANS GA 308093855, EVANS, GA 30809-3855 |
| Document Number | 2709/0164 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 012709/000164 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2050 |
Source: Columbia County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Columbia County |
| Unified School District | Columbia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,167.00 (+13.76%) Additional exemption filed | $132,324 (+4.49%) Land $24,804 Building $107,520 | $330,811 (+4.49%) Land $62,010 Building $268,801 |
| 2023 | $2,784.00 (-9.38%) Homeowner's exemption | $126,644 (+9.18%) Land $25,204 Building $101,440 | $316,609 (+9.18%) Land $63,010 Building $253,599 |
| 2022 | $3,072.00 | $115,996 Land $18,904 Building $97,092 | $289,989 Land $47,260 Building $242,729 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 294 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLUMBIA COUNTY serves 124,763 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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