Columbia County property record for 511 Waterford Dr, Evans, GA 30809 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,397 sqft · built 1986 |
| Lot Size | 0.396 acres (17,264 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Dec 2020) |
| Tax Bill | $3,014 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072J056 |
| Primary APN | 072J056 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,397 sqft Finished Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 17,264 sqft (0.396 acres) |
| Street Address | 511 WATERFORD DR |
|---|---|
| City | EVANS |
| State | GA |
| Zip | 30809-3855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK A LOT 6; SADDLE CREEK PHASE 1 |
| Legal Subdivision | SADDLE CREEK |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | COLUMBIA GA |
| Township / Civil Division | EVANS |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 30307 |
Source: Columbia County records · APN 072J056
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 WATERFORD DR, EVANS, GA 30809-3855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FEDERAL CREDIT UNION |
| Dec 21, 2020 | Grant Deed, Transfer · Conventional with PMI NORTHWEST FCU |
| Dec 20, 2016 | Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2020 · Amount on Record |
| Deed Sale | Dec 16, 2020 · Amount on Record |
| Prior Sale | Jul 22, 2008 · Amount on Record |
| Deed Document Number | 0013106135 |
| Deed Book / Page | 13106 / 135 |
| Last Transfer Date | Dec 21, 2020 |
| Transfer Doc | 3106/0135 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 511 WATERFORD DR, EVANS, GA 30809-3855 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 511 WATERFORD DR, EVANS, GA 30809-3855 |
| Document Number | 00014430/9 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 0000014430/0000000009 |
| Name | NORTHWEST FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Recording Date | Dec 21, 2020 |
| Property Address | 511 WATERFORD DR, EVANS, GA 30809-3855 |
| Document Number | 3106/0135 |
| Book / Page | 013106 / 000135 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 511 WATERFORD DR EVANS GA 308093855, EVANS, GA 30809-3855 |
| Document Number | 3106/0138 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 013106/000138 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 511 WATERFORD DR, EVANS, GA 30809-3855 |
| Document Number | 0747/0113 |
| Book / Page | 010747 / 000113 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2017 |
| Title Company | ASSOCIATES TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 131 58TH ST NIAGARA FALLS NY 143043809, NIAGARA FALLS, NY 14304-3809 |
| Document Number | 0747/0113 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 010747/000113 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2047 |
Source: Columbia County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Columbia County |
| Unified School District | Columbia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,014.00 (-1.73%) | $123,941 (+4.85%) Land $24,804 Building $99,137 | $309,853 (+4.85%) Land $62,010 Building $247,843 |
| 2023 | $3,067.00 (+6.94%) | $118,209 (+9.31%) Land $25,204 Building $93,005 | $295,522 (+9.31%) Land $63,010 Building $232,512 |
| 2022 | $2,868.00 | $108,144 Land $18,904 Building $89,240 | $270,361 Land $47,260 Building $223,101 |
Source: FEMA National Flood Hazard Layer, Columbia County (13073C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130730303074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 294 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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