514 W 3rd St, Buchanan, MI 49107 Property Records

Berrien County property record for 514 W 3rd St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,473 sqft · built 1948
Lot Size	0.545 acres (23,740 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Jan 2009)
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-4950-0021-00-3`

Property Details

APN / Parcel Number

Primary APN	`58-4950-0021-00-3`
Alternative APN	`11-58-4950-0021-00-3`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,473 sqft Living Area
1st Floor Area	982 sqft
Basement Area	982 sqft
Unfinished Basement	982 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	23,740 sqft (0.545 acres)
Lot Dimensions	132 ft deep x 180 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	514 W 3RD ST
City	BUCHANAN
State	MI
Zip	49107-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOTS 21, 22 & 23 MC CUMBERS ADD TO CITY OF BUCHANAN
Legal Subdivision	MC CUMBERS ADD
Legal Lot Number	21-23
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	6
Census Block	6000
Census Tract	20200

Owner

Source: Berrien County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 W 3RD ST, BUCHANAN, MI 49107-1145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2009 · Amount on Record
Deed Sale	Jan 2, 2009 · Amount on Record
Prior Sale	Jul 23, 1990 · Amount on Record
Deed Book / Page	2868 / 2883
Last Transfer Date	Oct 22, 2021
Transfer Doc	0000335470
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Nov 18, 2021
Property Address	514 W 3RD ST, BUCHANAN, MI 49107-1145
Document Number	03353/2826
Book / Page	3353 / 2826
Map Reference	LB 7 PG 6
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 W 3RD ST, BUCHANAN, MI 49107-1145
Investor	Possibly a Property Investor

Mortgage

Document Number	0033532827
Date	Nov 18, 2021
Instrument	3353/2827

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,100 (+12.78%)	$254,200 (+12.78%)
2025	$2,047.00 (+2.2%) Homeowner's exemption	$112,700 (+40.52%)	$225,400 (+40.52%)
2024	$2,003.00 (+5.64%)
2023		$80,200	$160,400
2022	$1,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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