510 W 3rd St, Buchanan, MI 49107 Property Records

Berrien County property record for 510 W 3rd St, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 898 sqft · built 1956
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2026)
Tax Bill	$2,159 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58-4950-0020-00-7`

Property Details

APN / Parcel Number

Primary APN	`58-4950-0020-00-7`
Alternative APN	`11-58-4950-0020-00-7`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	898 sqft Living Area
1st Floor Area	898 sqft
Basement Area	898 sqft
Unfinished Basement	898 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	510 W 3RD ST
City	BUCHANAN
State	MI
Zip	49107-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SIN
Legal Description	LOT 20 MC CUMBERS ADD TO CITY OF BUCHANAN
Legal Subdivision	MC CUMBERS ADD
Legal Lot Number	20
Legal Unit	20
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	6
Census Block	6000
Census Tract	20200

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	510 W 3RD ST, BUCHANAN, MI 49107-1145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · FHA Mortgage CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU
Apr 1, 2021	Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Oct 7, 2020	Warranty Deed, Transfer MTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	2026464794
Deed Book / Page	3481 / 2066
Prior Transfer Date	Apr 7, 2004
Prior Transfer Doc	2505000531
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 2, 2026
Property Address	510 W 3RD ST, BUCHANAN, MI 49107-1145
Document Number	0000464794
Book / Page	3481 / 2066
Instrument Date	Jun 29, 2026
Instrument	2026464794
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$151,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 W 3RD ST, BUCHANAN, MI 49107-1145

Mortgage

Document Number	0000464795,
Date	Jul 2, 2026
Instrument	2026464795

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

Mortgage

Document Number	0000464796,
Date	Jul 2, 2026
Book Page	3481/2084
Instrument	2026464796

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.51%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	510 W 3RD ST, BUCHANAN, MI 49107-1145
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 W 3RD ST, BUCHANAN, MI 49107-1145

Mortgage

Document Number	03362/3156
Date	Feb 7, 2022
Book Page	3362/3156
Instrument	2022342556

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	236 Months
Due	Oct 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 1, 2021
Property Address	510 W 3RD ST, BUCHANAN, MI 49107-1145
Document Number	03320/3266
Book / Page	3320 / 3266
Map Reference	LB 7 PG 6
Instrument Date	Mar 31, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,178.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 W 3RD ST, BUCHANAN, MI 49107-1145

Mortgage

Document Number	0033203269
Date	Apr 1, 2021
Instrument	3320/3269

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 7, 2020
Property Address	510 W 3RD ST, BUCHANAN, MI 49107-1145
Document Number	03294/1497
Book / Page	3294 / 1497
Map Reference	LB 7 PG 6
Instrument Date	Oct 2, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Tax	$473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2638 C ST, SAN DIEGO, CA 92102-1028

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,200 (+10.91%)	$148,400 (+10.91%)
2025	$2,159.00 (+2.23%) Homeowner's exemption	$66,900 (+22.08%)	$133,800 (+22.08%)
2024	$2,112.00 (+5.65%)
2023		$54,800	$109,600
2022	$1,999.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN serves 4,871 people · EPA ID MI0000960
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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