513 W 3rd St, Buchanan, MI 49107 Property Records

Berrien County property record for 513 W 3rd St, Buchanan, MI 49107 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 990 sqft · built 1948
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on File
Last Sale	$79,900 (May 2017)
Tax Bill	$1,485 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-4950-0042-00-1`

Property Details

APN / Parcel Number

Primary APN	`58-4950-0042-00-1`
Alternative APN	`11-58-4950-0042-00-1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	990 sqft Living Area
1st Floor Area	990 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	9,627 sqft (0.221 acres)
Lot Dimensions	73 ft deep x 132 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	513 W 3RD ST
City	BUCHANAN
State	MI
Zip	49107-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 MC CUMBERS ADD TO CITY OF BUCHANAN
Legal Subdivision	MC CUMBERS ADD
Legal Lot Number	42
Legal Unit	42
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	6
Census Block	6003
Census Tract	20200

Owner

Source: Berrien County records · APN 58-4950-0042-00-1

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	513 W 3RD ST, BUCHANAN, MI 49107-1140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
May 30, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2017 · Amount on Record
Deed Sale	May 30, 2017 · Amount on Record
Prior Sale	Dec 10, 2008 · Amount on Record
Deed Book / Page	3173 / 1392
Prior Transfer Date	Feb 04, 2005
Prior Transfer Doc	02589/0751
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	513 W 3RD ST, BUCHANAN, MI 49107-1140
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 W 3RD ST, BUCHANAN, MI 49107-1140

Mortgage

Document Number	03420/4181
Date	Feb 22, 2024
Book Page	3420/4181
Instrument	2024398455

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	280 Months
Due	Jun 01, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 30, 2017
Property Address	513 W 3RD ST, BUCHANAN, MI 49107-1140
Document Number	03173/1392
Book / Page	3173 / 1392
Map Reference	LB7 PG6
Instrument Date	May 24, 2017
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 W 3RD ST, BUCHANAN, MI 49107-1140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 W 3RD ST, BUCHANAN, MI 49107-1140

Mortgage

Document Number	0031731394
Date	May 30, 2017
Instrument	3173/1394

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Buchanan City
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,900 (+11.77%)	$153,800 (+11.77%)
2025	$1,485.00 (+2.2%) Homeowner's exemption	$68,800 (+31.55%)	$137,600 (+31.55%)
2024	$1,453.00 (+5.44%)
2023		$52,300	$104,600
2022	$1,378.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 269 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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