Harford County property record for 512 Stratford Rd, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,736 sqft · built 1972 |
| Lot Size | 0.698 acres (30,392 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Mar 2007) |
| Tax Bill | $4,180 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-087492 |
| Primary APN | 03-087492 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,736 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 30,392 sqft (0.698 acres) |
| Lot Dimensions | 232 ft deep x 131 ft wide |
| Garage Type | Basement |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 480 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 147 sqft |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 087492 |
|---|---|
| Street Address | 512 STRATFORD RD |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 40 131X232 512 STRATFORD ROAD WOODCREST S3 PT 21/30 |
| Legal Subdivision | WOODCREST |
| Legal Lot Number | 40 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 303400 |
512 Stratford Rd is owned and occupied by two individuals who bought it in March 2007.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 STRATFORD RD, FALLSTON, MD 21047-2916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Aug 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2007 · Amount on File |
| Deed Sale | Mar 12, 2007 · Amount on File |
| Deed Document Number | 20071416 |
| Deed Book / Page | 7249 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 512 STRATFORD RD, FALLSTON, MD 21047-2916 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | REAL ESTATE TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0139370063 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 13937/63 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 512 STRATFORD RD, FALLSTON, MD 21047-2916 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0156260497 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 15626/497 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Oct 1, 2051 |
The 2026 property tax bill for 512 Stratford Rd was $4,180 with a homeowner's exemption, up 8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,180.00 (+8.04%) Homeowner's exemption | $378,033 | $406,100 Land $132,000 Building $274,100 |
| 2025 | $3,869.00 Homeowner's exemption | ||
| 2023 | $335,000 | $364,000 Land $132,000 Building $232,000 | |
| 2022 | $3,553.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 Stratford Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 Stratford Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures