Somerset County property record for 514 Sterner St, Confluence, PA 15424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,488 sqft · built 1900 |
| Lot Size | 0.121 acres (5,292 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Aug 2026) |
| Tax Bill | $1,070 (2026) |
| Deeds & Mortgages | Aug 2026 Sale Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S13-015-051-000 |
| Primary APN | S13-015-051-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 704 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asbestos |
| Lot Area | 5,292 sqft (0.121 acres) |
| Lot Dimensions | 126 ft deep x 42 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 130001890 |
|---|---|
| Street Address | 514 STERNER ST |
| City | CONFLUENCE |
| State | PA |
| Zip | 15424-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 2 STY VINYL HO GAR |
| Legal Lot Number | 9 |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | CONFLUENCE |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 21902 |
514 Sterner St is owned and occupied by two individuals who bought it in August 2026.
Source: Somerset County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 STERNER ST, CONFLUENCE, PA 15424-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 23, 2020 | Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on File |
| Deed Sale | Aug 12, 2026 · Amount on File |
| Prior Sale | Nov 10, 2011 · Amount on File |
| Deed Document Number | 20265895 |
| Deed Book / Page | 3207 / 586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Aug 12, 2026 |
| Property Address | 514 STERNER ST, CONFLUENCE, PA 15424-1133 |
| Document Number | 0000005895 |
| Book / Page | 3207 / 586 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 20265895 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $60,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 512 STERNER ST, CONFLUENCE, PA 15424-1133 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 514 STERNER ST, CONFLUENCE, PA 15424-1133 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Name | Verified Name |
|---|---|
| Address | 514 STERNER ST, CONFLUENCE, PA 15424-1133 |
| Document Number | 2842/908 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 2842/908 |
| Instrument | 2020007891 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | CONFLUENCE, PA 15424 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 514 Sterner St was $1,070 with a homeowner's exemption.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| Municipality | Confluence Borough |
| Unified School District | Turkeyfoot Valley Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,070.00 Homeowner's exemption | $20,260 | |
| 2024 | $1,041.00 (+3.58%) | $20,260 (-) | |
| 2023 | $1,005.00 | $20,260 | |
| 1998 | $40,500 Land $6,830 Building $33,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 514 Sterner St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1996–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 514 Sterner St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONFLUENCE BORO MUNI AUTH serves 645 people · EPA ID PA4560033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures