514 S Main St, Plainwell, MI 49080 Property Records

Allegan County property record for 514 S Main St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1850
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Dec 2019)
Tax Bill	$2,803 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-360-012-00`

Property Details

APN / Parcel Number

Primary APN	`55-360-012-00`
Alternative APN	`03-55-360-012-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,132 sqft Living Area
1st Floor Area	812 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Exterior Material	Other
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	514 S MAIN ST
City	PLAINWELL
State	MI
Zip	49080-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	N 1/2 LOT 58 ALSO N 1/2 LOT 59 THOMPSON'S 2ND ADDITION.
Legal Subdivision	THOMPSONS SECOND ADDITION
Legal Lot Number	58-59
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	4
Census Block	4022
Census Tract	32000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Island Historic District listed 1991 · 139 contributing resources · NRIS 91001546

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegan County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 S MAIN ST, PLAINWELL, MI 49080-1643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Mar 9, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Dec 9, 2019	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Apr 19, 2018	Warranty Deed, Transfer · FHA Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Prior Sale	Apr 19, 2018 · Amount on Record
Deed Book / Page	4410 / 241
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	514 S MAIN ST, PLAINWELL, MI 49080-1643
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004530/281
Date	Oct 29, 2020
Book Page	4530/281

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	514 S MAIN ST, PLAINWELL, MI 49080-1643
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 S MAIN ST, PLAINWELL, MI 49080-1643

Mortgage

Document Number	004737/661
Date	Mar 9, 2022
Book Page	4737/661
Instrument	2022004709

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jan 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 9, 2019
Property Address	514 S MAIN ST, PLAINWELL, MI 49080-1643
Document Number	004410/241
Book / Page	4410 / 241
Instrument Date	Dec 2, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,066.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 S MAIN ST, 514, PLAINWELL, MI 49080-1643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 GRAND ST APT B11, B11, ALLEGAN, MI 49010-8532

Mortgage

Document Number	0004410244
Date	Dec 9, 2019
Instrument	4410/244

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 19, 2018
Property Address	514 S MAIN ST, PLAINWELL, MI 49080-1643
Document Number	004238/758
Book / Page	4238 / 758
Instrument Date	Apr 18, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MIDSTATE TITLE AGENCY LLC, MIDSTATE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$993.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7631 TRENT CT, 7631, KALAMAZOO, MI 49009-7095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3049 RIDGEWAY DR APT 2, 2, HOLLAND, MI 49424-8054

Mortgage

Document Number	0004238760
Date	Apr 19, 2018
Instrument	4238/760

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,800 (+25.93%) Land $10,900 Building $63,900	$149,600 (+25.93%) Land $21,800 Building $127,800
2025	$2,803.00 (+12.98%)
2023		$59,400 Land $10,900 Building $48,500	$118,800 Land $21,800 Building $97,000
2022	$2,481.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, AT&T.

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