520 S Main St, Plainwell, MI 49080 Property Records

Allegan County property record for 520 S Main St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,813 sqft
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Mar 2024)
Tax Bill	$4,119 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`55-360-013-00`

Property Details

APN / Parcel Number

Primary APN	`55-360-013-00`
Alternative APN	`03-55-360-013-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,813 sqft Living Area
1st Floor Area	1,269 sqft
Basement Area	544 sqft
Unfinished Basement	544 sqft

Exterior

Exterior Material	Wood
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 S MAIN ST
City	PLAINWELL
State	MI
Zip	49080-1643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	S 1/2 LOT 58 ALSO S 1/2 LOT 59 THOMPSON'S 2ND ADDITION.
Legal Subdivision	THOMPSON S SECOND ADDITION
Legal Lot Number	58-59
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	4
Census Block	4022
Census Tract	32000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Island Historic District listed 1991 · 139 contributing resources · NRIS 91001546

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 S MAIN ST, PLAINWELL, MI 49080-1643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 13, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 12, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 23, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 25, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Prior Sale	Apr 27, 2010 · Amount on Record
Deed Document Number	20243029
Deed Book / Page	4925 / 717
Prior Transfer Date	Jan 14, 2020
Prior Transfer Doc	4434/204
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 12, 2024
Property Address	520 S MAIN ST, PLAINWELL, MI 49080-1643
Document Number	004925/717
Book / Page	4925 / 717
Map Reference	LB 1 PG 6
Instrument Date	Mar 8, 2024
Instrument	2024003029
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7235 3RD ST, MATTAWAN, MI 49071-9431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6130 WOODMARK AVE NE, ROCKFORD, MI 49341-9443

Mortgage

Document Number	2024003030
Date	Mar 12, 2024
Instrument	2024003030

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	520 S MAIN ST, PLAINWELL, MI 49080-1643
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	EVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4587/979
Date	Mar 10, 2021
Book Page	4587/979

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	520 S MAIN ST, PLAINWELL, MI 49080-1643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4253/841
Date	Jun 13, 2018
Book Page	4253/841

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	520 S MAIN ST, PLAINWELL, MI 49080-1643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4380/664
Date	Sep 12, 2019
Book Page	4380/664

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	520 S MAIN ST, PLAINWELL, MI 49080-1643
Transaction Type	Mortgage
Record Updated	Aug 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4487/584
Date	Jul 23, 2020
Book Page	4487/584

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Feb 25, 2020
Property Address	520 S MAIN ST, PLAINWELL, MI 49080-1643
Document Number	4434/204
Book / Page	4434 / 204
Map Reference	LB 1 PG 6
Instrument Date	Jan 14, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 S MAIN ST, 520, PLAINWELL, MI 49080-1643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7235 3RD ST, MATTAWAN, MI 49071-9431

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,600 (+1.93%) Land $10,900 Building $78,700	$179,200 (+1.93%) Land $21,800 Building $157,400
2025	$4,119.00 (+68.67%) Homeowner's exemption	$87,900 Land $10,900 Building $77,000	$175,800 Land $21,800 Building $154,000
2024	$2,442.00 (+4,883.67%)
2022	$49.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, AT&T.

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