502 S Main St, Plainwell, MI 49080 Property Records

Allegan County property record for 502 S Main St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,188 sqft
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$192,000 (Jun 2021)
Tax Bill	$6,167 (2025)
Deeds & Mortgages	Oct 2022 Transfer Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-360-010-00`

Property Details

APN / Parcel Number

Primary APN	`55-360-010-00`
Alternative APN	`03-55-360-010-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,188 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	996 sqft
Unfinished Basement	996 sqft

Exterior

Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	502 S MAIN ST
City	PLAINWELL
State	MI
Zip	49080-1689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	N 1/2 LOT 57 ALSO N 1/2 LOT 60 THOMPSON'S 2ND ADDITION.
Legal Subdivision	THOMPSONS SECOND ADDITION
Legal Lot Number	57,60
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	4
Census Block	4022
Census Tract	32000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Island Historic District listed 1991 · 139 contributing resources · NRIS 91001546

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

502 S Main St is owned by a company that acquired it in September 2022 and is owner-occupied.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Company Name on File
Mailing Address	155 CAMBRIDGE AVE, HOLLAND, MI 49423-3062
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Intrafamily Transfer, Transfer
Feb 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 20, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Sep 20, 2017 · Amount on File
Deed Book / Page	4632 / 550
Last Transfer Date	Sep 21, 2022
Transfer Doc	004804/547
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Oct 5, 2022
Property Address	502 S MAIN ST, PLAINWELL, MI 49080-1689
Document Number	004804/547
Book / Page	4804 / 547
Instrument Date	Sep 21, 2022
Instrument	2022019350
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 CAMBRIDGE AVE, HOLLAND, MI 49423-3062

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	502 S MAIN ST, PLAINWELL, MI 49080-1689
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004111/252
Date	Feb 3, 2017
Book Page	4111/252

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2027

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 15, 2021
Property Address	502 S MAIN ST, PLAINWELL, MI 49080-1689
Document Number	004632/550
Book / Page	4632 / 550
Map Reference	LB 1 PG 6
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,651.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1691 SOUTHPOINTE TRL, 1691, OTSEGO, MI 49078-9323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 CAMBRIDGE AVE, HOLLAND, MI 49423-3062

Mortgage

Document Number	0004632553
Date	Jun 15, 2021
Instrument	4632/553

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 20, 2017
Property Address	502 S MAIN ST, PLAINWELL, MI 49080-1689
Document Number	4178/118
Book / Page	4178 / 118
Map Reference	LB1 PG6
Instrument Date	Sep 15, 2017
Instrument	4178-118
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NATIONS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	930 7TH ST, 930, PLAINWELL, MI 49080-9504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 EDWARD CT, PLAINWELL, MI 49080-8519

Mortgage

Document Number	4178120
Date	Sep 20, 2017
Instrument	4178-120

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 502 S Main St was $6,167 with a homeowner's exemption, up 2.4% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,900 (+2.83%) Land $10,900 Building $109,000	$239,800 (+2.83%) Land $21,800 Building $218,000
2025	$6,167.00 (+2.42%) Homeowner's exemption	$116,600 Land $10,900 Building $105,700	$233,200 Land $21,800 Building $211,400
2024	$6,021.00
2023		$92,100 Land $10,900 Building $81,200	$184,200 Land $21,800 Building $162,400
2022	$5,460.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 502 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, AT&T.

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