Christian County property record for 514 James St, Billings, MO 65610
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba |
| Owner | Individual Name on File |
| Last Sale | $274,000 (Feb 2023) |
| Deeds & Mortgages | Oct 2021 Construction Loan Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-0.2-10-3-1-7.049 |
| Primary APN | 8-0.2-10-3-1-7.049 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|
| Street Address | 514 JAMES ST |
|---|---|
| City | BILLINGS |
| State | MO |
| Zip | 65610-4202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 WHISPERING HEIGHTS PH 3 |
| Legal Subdivision | WHISPERING HEIGHTS |
| Legal Phase | 3 |
| Legal Lot Number | 47 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | EAST POLK |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 20101 |
514 James St is owned and occupied by an individual who bought it in February 2023.
Source: Christian County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 514 JAMES ST, BILLINGS, MO 65610-4202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Construction Mortgage OAKSTAR BANK NA |
| Feb 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2023 · Amount on File |
| Deed Sale | Feb 14, 2023 · Amount on File |
| Deed Document Number | 2023001646 |
| Deed Book / Page | 2023 / 001646 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 514 JAMES ST, BILLINGS, MO 65610-4202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202119181 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 2021/19181 |
| Instrument | 2021L19350 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65804 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Feb 14, 2023 |
| Property Address | 514 JAMES ST, BILLINGS, MO 65610-4202 |
| Document Number | 0202301646 |
| Book / Page | 2023 / 1646 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 2023L01681 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 JAMES ST, BILLINGS, MO 65610-4202 |
| Document Number | 2023L01682 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 2023L01682 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: Christian County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Municipality | Billings City |
| Unified School District | Billings R-IV School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $52,420 | $275,900 Land $25,000 Building $250,900 |
| 2023 | $52,420 | $275,900 Land $25,000 Building $250,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 514 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 514 James St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 55% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLINGS PWS serves 1,035 people · EPA ID MO5010071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AT&T, Wisper ISP.
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