514 E Ramsey St, Bancroft, IA 50517 Property Records

Kossuth County property record for 514 E Ramsey St, Bancroft, IA 50517

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,320 sqft · built 1982
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on Record
Last Sale$126,000 (Oct 2022)
Tax Bill$1,728 (2025)
Deeds & MortgagesOct 2022 Foreclosure
Flood ZoneZone X (minimal risk)
APN10-24-279-003

Property Details

APN / Parcel Number

Primary APN10-24-279-003

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
Basement Area1,320 sqft
Finished Basement990 sqft
Unfinished Basement330 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area24,394 sqft (0.56 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area60 sqft
Patio Area144 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address514 E RAMSEY ST
CityBANCROFT
StateIA
Zip50517-8137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 & E 5' LOT 1 DEITERINGS ADD
Legal SubdivisionDEITERINGS ADDITION TO BANCROFT
JurisdictionKOSSUTH IA
Township / Civil DivisionGREENWOOD
Census Block Group2
Census Block2028
Census Tract950300

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address514 E RAMSEY ST, BANCROFT, IA 50517-8137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2022 · Amount on Record
Deed SaleOct 21, 2022 · Amount on Record
Prior SaleOct 3, 2014 · Amount on Record
Deed Document Number20223146
Deed Book / Page2022 / 3146
Record UpdatedOct 29, 2026

October 2022: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionKOSSUTH IA
Recording DateOct 21, 2022
Property Address514 E RAMSEY ST, BANCROFT, IA 50517-8137
Document Number02022/3146
Book / Page2022 / 3146
Instrument DateOct 2, 2014
Instrument2022 3146
Transaction TypeForeclosure
Record UpdatedJan 9, 2024

Transaction

AmountAmount Recorded
Tax$200.80
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 E RAMSEY ST, BANCROFT, IA 50517-8137

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityBancroft City
CountyKossuth County
Unified School DistrictNorth Kossuth Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,728.00 (-13.77%) Homeowner's exemption$125,243 (-5.43%) Land $13,500 Building $111,743
2024$2,004.00 (+11.46%)
2023$132,435 Land $13,500 Building $118,935$132,435 (+5.74%) Land $13,500 Building $118,935
2021$1,798.00$125,243 Land $13,500 Building $111,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANCROFT WATER SUPPLY
serves 711 people · EPA ID IA5507085
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Winnebago Cooperative Telecom Association
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

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