421 E Ramsey St, Bancroft, IA 50517 Property Records

Kossuth County property record for 421 E Ramsey St, Bancroft, IA 50517

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,014 sqft · built 1900
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Tax Bill	$936 (2025)
Deeds & Mortgages	May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-24-259-014`

Property Details

APN / Parcel Number

Primary APN	`10-24-259-014`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,014 sqft Living Area
Basement Area	836 sqft
Finished Basement	400 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	421 E RAMSEY ST
City	BANCROFT
State	IA
Zip	50517-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 19, 20 & E1/2 LOT 18 EX N 20' OF
Legal Subdivision	WESTERN TOWN LOT COMPANYS FIRST ADDITION
Legal Block	15
Jurisdiction	KOSSUTH IA
Township / Civil Division	GREENWOOD
Census Block Group	2
Census Block	2024
Census Tract	950300

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 E RAMSEY ST, BANCROFT, IA 50517-5009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 12, 2020
Transfer Doc	2020/1451
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOSSUTH IA
Recording Date	May 20, 2020
Property Address	421 E RAMSEY ST, BANCROFT, IA 50517-5009
Document Number	2020/1451
Book / Page	2020 / 1451
Instrument Date	May 12, 2020
Instrument	2020 1451
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 107, BANCROFT, IA 50517-0107

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bancroft City
County	Kossuth County
Unified School District	North Kossuth Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$936.00 (-11.86%)	$61,949 (-4.24%) Land $14,062 Building $47,887
2024	$1,062.00 (+35.11%)
2023		$64,690 (+4.99%) Land $14,062 Building $50,628	$64,690 (+4.42%) Land $14,062 Building $50,628
2022		$61,614 Land $14,062 Building $47,552
2021	$786.00		$61,949 Land $14,062 Building $47,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANCROFT WATER SUPPLY serves 711 people · EPA ID IA5507085
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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