516 E Ramsey St, Bancroft, IA 50517 Property Records

Kossuth County property record for 516 E Ramsey St, Bancroft, IA 50517

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,568 sqft · built 1982
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Jul 2020)
Tax Bill	$2,104 (2025)
Deeds & Mortgages	Sep 2019 Refinance Mar 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-24-279-004`

Property Details

APN / Parcel Number

Primary APN	`10-24-279-004`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Mixed
Garage Area	1,360 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Patio Area	224 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	516 E RAMSEY ST
City	BANCROFT
State	IA
Zip	50517-8137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 DEITERINGS ADD
Legal Subdivision	DEITERINGS ADDITION TO BANCROFT
Legal Lot Number	3
Jurisdiction	KOSSUTH IA
Township / Civil Division	GREENWOOD
Census Block Group	2
Census Block	2028
Census Tract	950300

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	516 E RAMSEY ST, BANCROFT, IA 50517-8137
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance IOWA STATE BANK
Mar 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance IOWA STATE BANK
Jun 29, 2022	Warranty Deed, Transfer
May 4, 2017	Warranty Deed, Transfer · Conventional Mortgage IOWA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Prior Sale	May 16, 2014 · Amount on Record
Deed Document Number	20202234
Deed Book / Page	2020 / 2234
Last Transfer Date	Jun 28, 2022
Transfer Doc	02022/1935
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	516 E RAMSEY ST, BANCROFT, IA 50517-8137
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/2942
Date	Sep 25, 2019
Book Page	2019/2942
Instrument	2942

Lender

Name	IOWA STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	516 E RAMSEY ST, BANCROFT, IA 50517-8137
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/825
Date	Mar 19, 2020
Book Page	2020/825
Instrument	825

Lender

Name	IOWA STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jun 29, 2022
Property Address	516 E RAMSEY ST, BANCROFT, IA 50517-8137
Document Number	02022/1935
Book / Page	2022 / 1935
Instrument Date	Jun 28, 2022
Instrument	2022 1935
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 E RAMSEY ST, BANCROFT, IA 50517-8137

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	May 4, 2017
Property Address	516 E RAMSEY ST, BANCROFT, IA 50517-8137
Document Number	02017/1337
Book / Page	2017 / 1337
Instrument Date	Apr 26, 2017
Instrument	2017-1337
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	516 E RAMSEY ST, BANCROFT, IA 50517-8137

Mortgage

Document Number	02017/1338
Date	May 4, 2017
Book Page	2017/1338
Instrument	2017 1338

Lender

Name	IOWA STATE BANK
Type	Bank
Address	ALGONA, IA 50511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bancroft City
County	Kossuth County
Unified School District	North Kossuth Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,104.00 (-5.9%) Homeowner's exemption	$164,757 (+2.85%) Land $12,750 Building $152,007
2024	$2,236.00 (+13.5%)
2023		$160,198 Land $12,750 Building $147,448	$160,198 (-2.77%) Land $12,750 Building $147,448
2021	$1,970.00		$164,757 Land $12,750 Building $152,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANCROFT WATER SUPPLY serves 711 people · EPA ID IA5507085
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on E Ramsey St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures