Santa Barbara County property record for 514 E Harding Ave, Santa Maria, CA 93454
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,574 sqft · built 1961 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jan 2010) |
| Tax Bill | $2,948 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 121-025-008 |
| Primary APN | 121-025-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Heating System | Central |
|---|
| Street Address | 514 E HARDING AVE |
|---|---|
| City | SANTA MARIA |
| State | CA |
| Zip | 93454-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANCHO ESTATES 2 |
| Legal Subdivision | RANCHO ESTATES NO. 2 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA MARIA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 2205 |
514 E Harding Ave is owned and occupied by an individual who acquired it in April 2020.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Apr 14, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2010 · Amount on File |
| Deed Sale | Jan 12, 2010 · Amount on File |
| Prior Sale | Jun 29, 1999 |
| Deed Document Number | 20101248 |
| Last Transfer Date | Apr 7, 2020 |
| Transfer Doc | 0000018362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 514 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000017498 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 2018-0017498 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 514 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 514 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Document Number | 0000049595 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2020-0049595 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Apr 14, 2020 |
| Property Address | 514 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Document Number | 0000018362 |
| Instrument Date | Apr 7, 2020 |
| Instrument | 2020-0018362 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FIDELITY NATNAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Document Number | 0000018363 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 2020-0018363 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 514 E Harding Ave was $2,948.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Municipality | Santa Maria City |
| Elementary School District | Santa Maria-Bonita Elementary School District (KG - 08) |
| Secondary School District | Santa Maria Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $263,178 (+2%) Land $131,654 Building $131,524 | |
| 2025 | $2,948.00 | $258,019 Land $129,073 Building $128,946 |
| 2023 | $2,756.00 (+1.62%) | $248,002 Land $124,062 Building $123,940 |
| 2022 | $2,712.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 514 E Harding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 514 E Harding Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA MARIA UTILITIES DEPARTMENT serves 112,208 people · EPA ID CA4210011 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.
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