Santa Barbara County property record for 528 E Harding Ave, Santa Maria, CA 93454
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.75 ba · 2,742 sqft · built 1961 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Trust Name on File |
| Last Sale | $235,000 (Jan 2018) |
| Tax Bill | $5,393 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Jul 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 121-025-005 |
| Primary APN | 121-025-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 2,742 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Heating System | Central |
|---|
| Street Address | 528 E HARDING AVE |
|---|---|
| City | SANTA MARIA |
| State | CA |
| Zip | 93454-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANCHO ESTATES 2 LOT 4 BLK I |
| Legal Subdivision | RANCHO ESTATES NO. 2 |
| Legal Block | I |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA MARIA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 2205 |
528 E Harding Ave is held in a trust since October 2022.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 524 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2022 | Intrafamily Transfer, Transfer |
| Jul 16, 2018 | Deed of Trust, Mortgage · Commercial Mortgage STATE FARM BANK FSB |
| Aug 9, 2019 | Deed of Trust, Mortgage RABOBANK |
| Jan 26, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE CO |
| Jan 26, 2018 | Grant Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2018 · Amount on File |
| Deed Sale | Jan 26, 2018 · Amount on File |
| Prior Sale | May 23, 2013 · Amount on File |
| Deed Document Number | 20183470 |
| Last Transfer Date | Oct 11, 2022 |
| Transfer Doc | 0000045068 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Oct 25, 2022 |
| Property Address | 528 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Document Number | 0000045068 |
| Map Reference | MB 52 PG 62-71 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022-0045068 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 524 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 528 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000029705 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 2018-0029705 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | MADISON, WI 53705 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 297 Months |
| Due | Apr 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 528 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Document Number | 0000034831 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 528 E HARDING AVE SANTA MARIA CA 934542206, SANTA MARIA, CA 93454-2206 |
| Document Number | 0000034831 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 34831 |
| Name | RABOBANK |
|---|---|
| Type | Bank |
| Address | ARROYO GRANDE, CA 93421-6002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Jan 26, 2018 |
| Property Address | 528 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Document Number | 0000003471 |
| Map Reference | MB52 PG62-71 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 2018-0003471 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 528 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Jan 26, 2018 |
| Property Address | 528 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Document Number | 0000003470 |
| Map Reference | MB52 PG62-71 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 2018-0003470 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 528 E HARDING AVE, SANTA MARIA, CA 93454-2206 |
| Document Number | 0000003472 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 2018-0003472 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2033 |
The 2025 property tax bill for 528 E Harding Ave was $5,393.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Municipality | Santa Maria City |
| Elementary School District | Santa Maria-Bonita Elementary School District (KG - 08) |
| Secondary School District | Santa Maria Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $487,440 (+2%) Land $127,661 Building $359,779 | |
| 2025 | $5,393.00 | $477,883 Land $125,158 Building $352,725 |
| 2023 | $5,060.00 (+3.12%) Homeowner's exemption Additional exemption filed | $459,328 Land $120,299 Building $339,029 |
| 2022 | $4,907.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 528 E Harding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 528 E Harding Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA MARIA UTILITIES DEPARTMENT serves 112,208 people · EPA ID CA4210011 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.
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