Santa Barbara County property record for 505 E Harding Ave, Santa Maria, CA 93454
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,259 sqft · built 1961 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Apr 2022) |
| Tax Bill | $7,344 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 121-023-012 |
| Primary APN | 121-023-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,259 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 6,534 sqft (0.15 acres) |
| Heating System | Central |
|---|
| Street Address | 505 E HARDING AVE |
|---|---|
| City | SANTA MARIA |
| State | CA |
| Zip | 93454-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANCHO ESTATES 2 LOT 28 BLK C00 |
| Legal Subdivision | RANCHO ESTATES NO. 2 |
| Legal Block | C00 |
| Legal Lot Number | 28 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA MARIA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 2205 |
505 E Harding Ave is owned and occupied by two individuals who acquired it in October 2025.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 505 E HARDING AVE, SANTA MARIA, CA 93454-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2024 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC INC |
| Oct 31, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Apr 29, 2022 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on File |
| Deed Sale | Apr 29, 2022 · Amount on File |
| Deed Document Number | 202221233 |
| Last Transfer Date | Oct 24, 2025 |
| Transfer Doc | 0000034173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 505 E HARDING AVE, SANTA MARIA, CA 93454-2205 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4697 SWEETBRIAR CT, SANTA MARIA, CA 93455-4333 |
| Document Number | 0000030616 |
|---|---|
| Date | Oct 16, 2024 |
| Instrument | 2024-0030616 |
| Name | COASTAL FUNDING SLC INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Oct 31, 2025 |
| Property Address | 505 E HARDING AVE, SANTA MARIA, CA 93454-2205 |
| Document Number | 0000034173 |
| Map Reference | MB 52 PG 62-71 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 2025-0034173 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 505 E HARDING AVE, SANTA MARIA, CA 93454-2205 |
| Document Number | 0000034174 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025-0034174 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | Apr 29, 2022 |
| Property Address | 505 E HARDING AVE, SANTA MARIA, CA 93454-2276 |
| Document Number | 0000021233 |
| Map Reference | MB 52 PG 62-71 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 2022-0021233 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 505 E HARDING AVE, SANTA MARIA, CA 93454-2276 |
| Document Number | 0000021234 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022-0021234 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 505 E Harding Ave was $7,344.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Municipality | Santa Maria City |
| Elementary School District | Santa Maria-Bonita Elementary School District (KG - 08) |
| Secondary School District | Santa Maria Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $662,331 (+2%) Land $238,134 Building $424,197 | |
| 2025 | $7,344.00 | $649,345 Land $233,465 Building $415,880 |
| 2023 | $5,610.00 (+521.95%) | $508,000 Land $209,000 Building $299,000 |
| 2022 | $902.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 505 E Harding Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 E Harding Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA MARIA UTILITIES DEPARTMENT serves 112,208 people · EPA ID CA4210011 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.
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