426 E 31st St, Savannah, GA 31401 Property Records

Chatham County property record for 426 E 31st St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,340 sqft · built 1900
Lot Size	0.073 acres (3,162 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Sep 2025)
Tax Bill	$5,620 (2025)
Deeds & Mortgages	May 2019 Line of Credit Jun 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2-0053-20-022`

Property Details

APN / Parcel Number

Primary APN	`2-0053-20-022`
Alternative APN	`M339O668`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,340 sqft Living Area
1st Floor Area	1,300 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,162 sqft (0.073 acres)
Lot Dimensions	102 ft deep x 31 ft wide

Exterior Amenities

Porch	Slab
Porch Area	675 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	426 E 31ST ST
City	SAVANNAH
State	GA
Zip	31401-7309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM40
Legal Description	LOT 25 BARRY WARD PRB 34P 95 . 07 AC PRB 34P 97
Legal Subdivision	SUB VICTORIAN
Legal Lot Number	25
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2047
Census Tract	11300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Thomas Square Streetcar Historic District listed 1997 · 1,114 contributing resources · NRIS 97000813

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

426 E 31st St is owned by two individuals who bought it in September 2025.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5021 CAMBURN RD, PLYMOUTH MEETING, PA 19462-1257
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST
Jun 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH
Sep 26, 2025	Warranty Deed, Transfer · Conventional Mortgage BAXTER CREDIT UNION
Dec 17, 2024	Warranty Deed, Transfer · Line of Credit SIERRA PACIFIC MORTGAGE
Jun 4, 2017	Warranty Deed, Transfer
Dec 13, 2016	Warranty Deed, Transfer · VA Mortgage WR STARKEY MORTGAGE LLP
Aug 16, 2013	Warranty Deed, Transfer · Conventional Mortgage WR STARKEY MORTGAGE LLP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Dec 17, 2024
Deed Book / Page	3785 / 181
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	426 E 31ST ST, SAVANNAH, GA 31401-7309
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E 31ST ST, SAVANNAH, GA 31401-7309

Mortgage

Document Number	0016180340
Date	May 14, 2019
Book Page	0000001618/0000000340

Lender

Name	BRANCH BANKING AND TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2044

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	426 E 31ST ST, SAVANNAH, GA 31401-7309
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E 31ST ST, SAVANNAH, GA 31401-7309
Investor	Possibly a Property Investor

Mortgage

Document Number	0033930390
Date	Jun 4, 2024
Book Page	0000003393/0000000390

Lender

Name	BANKSOUTH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 26, 2025
Property Address	426 E 31ST ST, SAVANNAH, GA 31401-7309
Document Number	0037850181
Book / Page	3785 / 181
Instrument Date	Sep 22, 2025
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5021 CAMBURN RD, PLYMOUTH MEETING, PA 19462-1257

Mortgage

Document Number	0003785317
Date	Sep 26, 2025
Instrument	3785/317

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2055

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 17, 2024
Property Address	426 E 31ST ST, SAVANNAH, GA 31401-7309
Document Number	0035510663
Book / Page	3551 / 663
Instrument Date	Dec 17, 2024
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E 31ST ST, SAVANNAH, GA 31401-7309

Mortgage

Document Number	0003562729
Date	Dec 17, 2024
Instrument	3562/729

Lender

Name	SIERRA PACIFIC MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 4, 2017
Property Address	426 E 31ST ST, SAVANNAH, GA 31401-7309
Document Number	0013620421
Book / Page	1362 / 421
Instrument Date	Jun 4, 2017
Instrument	2018-005278
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E 31ST ST, SAVANNAH, GA 31401-7309

December 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 13, 2016
Property Address	426 E 31ST ST, SAVANNAH, GA 31401-7309
Document Number	0009610084
Book / Page	0961 / 084
Instrument Date	Dec 13, 2016
Instrument	2016-011270
Transaction Type	Transfer
Record Updated	Sep 24, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E 31ST ST, SAVANNAH, GA 31401-7309

Mortgage

Document Number	0009610086
Date	Dec 8, 2016
Book Page	0961/086
Instrument	30104210022

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2046

August 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 16, 2013
Property Address	426 E 31ST ST, SAVANNAH, GA 31401-7309
Document Number	00390G0602
Book / Page	390G / 602
Instrument Date	Aug 16, 2013
Instrument	2013-007905
Transaction Type	Transfer
Record Updated	Sep 24, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E 31ST ST, SAVANNAH, GA 31401-7309

Mortgage

Document Number	00390G0603
Date	Aug 19, 2013
Book Page	390G/603

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 18, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 426 E 31st St was $5,620, up 0.4% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,200 (+20.27%) Land $64,000 Building $275,200	$848,000 (+20.27%) Land $160,000 Building $688,000
2025	$5,620.00 (+0.39%)	$282,040 Land $32,000 Building $250,040	$705,100 Land $80,000 Building $625,100
2024	$5,598.00
2023		$282,040 (+17.07%) Land $32,000 Building $250,040	$705,100 (+17.07%) Land $80,000 Building $625,100
2022	$7,550.00	$240,920 Land $32,000 Building $208,920	$602,300 Land $80,000 Building $522,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 426 E 31st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 426 E 31st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Brightspeed, ClearWave, Seimitsu, Verizon.

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