514 Calle Montecito, Unit 81, Oceanside, CA 92057 Property Records

San Diego County property record for 514 Calle Montecito, Unit 81, Oceanside, CA 92057 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 806 sqft · built 1985
Lot Size	6.97 acres (303,705 sqft)
Owner	Company Name on File
Last Sale	$210,000 (Apr 2019)
Tax Bill	$2,663 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157-560-10-09`

Property Details

APN / Parcel Number

Primary APN	`157-560-10-09`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	806 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	303,705 sqft
View / Lot	Lake

Location & Zoning

Street Address	514 CALLE MONTECITO, 81
City	OCEANSIDE
State	CA
Zip	92057-5270
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 5 US 81PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal Subdivision	LIBBY LAKE CONDO
Legal Tract	009806
Legal Block	2
Legal Lot Number	5,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18618

Owner

Source: San Diego County records · APN 157-560-10-09

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 3311, OCEANSIDE, CA 92051-3311
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2024	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 18, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 18, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Prior Sale	Jul 29, 2005 · Amount on Record
Deed Document Number	2019141751
Last Transfer Date	May 20, 2024
Transfer Doc	0000126820
Record Updated	Sep 20, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 06, 2024
Property Address	514 CALLE MONTECITO UNIT 81, 81, OCEANSIDE, CA 92057-5270
Document Number	0000056412
Map Reference	MAP 9806
Instrument Date	Feb 23, 2024
Instrument	2024-0056412
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 3311, OCEANSIDE, CA 92051-3311

Mortgage

Document Number	0000056413
Date	Mar 06, 2024
Instrument	2024-0056413

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2019
Property Address	514 CALLE MONTECITO UNIT 81, 81, OCEANSIDE, CA 92057-5270
Document Number	0000545090
Instrument Date	Nov 21, 2019
Instrument	545090
Transaction Type	Transfer
Record Updated	Dec 04, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3311 OCEANSIDE CA 920513311, OCEANSIDE, CA 92051-3311

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2019
Property Address	514 CALLE MONTECITO UNIT 81, 81, OCEANSIDE, CA 92057-5270
Document Number	0000141750
Instrument Date	Mar 19, 2019
Instrument	141750
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 SANTA ANITA ST OCEANSIDE CA 920581133, OCEANSIDE, CA 92058-1133

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2019
Property Address	514 CALLE MONTECITO UNIT 81, 81, OCEANSIDE, CA 92057-5270
Document Number	0000141751
Map Reference	MAP 9806
Instrument Date	Mar 14, 2019
Instrument	2019-0141751
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 3311, OCEANSIDE, CA 92051-3311

Mortgage

Document Number	0000141752
Date	Apr 18, 2019
Instrument	2019-0141752

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$238,939 (+2%) Land $130,848 Building $108,091
2025	$2,663.00 (+5.17%)	$234,255 (+4.04%) Land $128,283 Building $105,972
2023	$2,532.00 (+1.52%)	$225,160 (+2%) Land $123,302 Building $101,858
2022	$2,494.00	$220,746 Land $120,885 Building $99,861

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 681 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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