514 Calle Montecito, Unit 77, Oceanside, CA 92057 Property Records

San Diego County property record for 514 Calle Montecito, Unit 77, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	2 Beds
Bathrooms	2 Baths
Architecture Style	Condo/Apartment
Year Built	Built 1985
Square Footage	856 sqft Living Area
Lot Size	6.97 acres
Last Sale	$270,000 (2005)
Tax Bill	$4,166.00 (2025)

Owner

Source: San Diego County records · APN 157-560-10-05

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14328 SAWGRASS CIR, VALLEY CENTER, CA 92082-6643
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 05, 2005 · Amount on Record
Deed Sale	Oct 05, 2005 · Amount on Record
Deed Doc Number	2005863138
Prior Transfer Date	Oct 04, 2005
Prior Transfer Doc	0000863139
Record Refreshed	Sep 20, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	514 CALLE MONTECITO UNIT 77, 77, OCEANSIDE, CA 92057-5270
Document Number	0000406998
Instrument Date	Jun 09, 2020
Transaction Type	Mortgage
Record Updated	Aug 05, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 CALLE MONTECITO #77 OCEANSIDE CA 920575270, 77, OCEANSIDE, CA 92057-5270

Mortgage

Document Number	0000406998
Date	Jul 27, 2020
Instrument	406998

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	444 Months
Due	Jul 26, 2057

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$376,182 (+2%) Land $229,975 Building $146,207
2025	$4,166.00 (+5.15%)	$368,807 (+4.04%) Land $225,466 Building $143,341
2023	$3,962.00 (+17.43%)	$354,488 Land $216,712 Building $137,776
2022	$3,374.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`157-560-10-05`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	856 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment Style
Lot Area	303,705 sqft
View	Lake View

Location & Zoning

Street Address	514 CALLE MONTECITO, 77
City	OCEANSIDE
State	CA
Zip	92057-5270
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 5 US 77PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal Subdivision	LIBBY LAKE CONDO
Legal Tract	009806
Legal Block	2
Legal Lot Number	5,1
Jurisdiction	SAN DIEGO CA
Minor Civil Division	OCEANSIDE-ESCONDIDO
Census Blockgroup	2
Census Block	2000
Census Tract	18618