514 Calle Montecito, #73, Oceanside, CA 92057 Property Records

San Diego County property record for 514 Calle Montecito, #73, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 806 sqft · built 1985
Lot Size	6.97 acres (303,705 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Aug 2021)
Tax Bill	$3,781 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157-560-10-01`

Property Details

APN / Parcel Number

Primary APN	`157-560-10-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	806 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	303,705 sqft
View / Lot	Lake

Location & Zoning

Street Address	514 CALLE MONTECITO, 73
City	OCEANSIDE
State	CA
Zip	92057-5270
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 5 US 73PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal Subdivision	LIBBY LAKE CONDO
Legal Tract	009806
Legal Block	2
Legal Lot Number	5,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18618

Owner

Source: San Diego County records · APN 157-560-10-01

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1448 REED AVE, SAN DIEGO, CA 92109-5351
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Grant Deed, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC
Oct 20, 2017	Grant Deed, Transfer · Conventional with PMI ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	2021585987
Record Updated	Sep 20, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2021
Property Address	514 CALLE MONTECITO # 73, 73, OCEANSIDE, CA 92057-5270
Document Number	0000585987
Map Reference	MAP 9806
Instrument Date	Aug 16, 2021
Instrument	2021-0585987
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1448 REED AVE, SAN DIEGO, CA 92109-5351

Mortgage

Document Number	0000585988
Date	Aug 17, 2021
Instrument	2021-0585988

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 20, 2017
Property Address	514 CALLE MONTECITO # 73, 73, OCEANSIDE, CA 92057-5270
Document Number	0000490233
Instrument Date	Sep 19, 2017
Instrument	490233
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	514 CALLE MONTECITO #73 OCEANSIDE CA 920575270, 73, OCEANSIDE, CA 92057-5270

Mortgage

Document Number	490234
Date	Oct 20, 2017
Instrument	490234

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$340,964 (+2%) Land $238,134 Building $102,830
2025	$3,781.00 (+5.17%)	$334,279 (+4.04%) Land $233,465 Building $100,814
2023	$3,595.00 (+1.52%)	$321,300 Land $224,400 Building $96,900
2022	$3,541.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 681 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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