514 Anchor Dr, Moneta, VA 24121 Property Records

Franklin County property record for 514 Anchor Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,177 sqft · built 1983
Lot Size	0.53 acres (23,087 sqft)
Owner	Trust Name on File
Last Sale	$1,025,000 (Jun 2022)
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031 03-033 00`

Property Details

APN / Parcel Number

Primary APN	`031 03-033 00`
Alternative APN	`7713`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,177 sqft Living Area
Gross Area	2,962 sqft
1st Floor Area	1,161 sqft
Basement Area	1,161 sqft
Finished Basement	1,161 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	625 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	488 sqft
Deck Area	408 sqft
Balcony Area	16 sqft
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7713
Street Address	514 ANCHOR DR
City	MONETA
State	VA
Zip	24121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATER FRONT LOT 31 SECTION 2
Legal Subdivision	THE WATER FRON
Legal Lot Number	31
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1008
Census Tract	20104

Owner

514 Anchor Dr is held in a trust since June 2022.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Trust Name on File
Mailing Address	6404 WYNGATE DR, SPRINGFIELD, VA 22152-2814
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 15, 2022	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Deed Document Number	20224687
Deed Book / Page	1185 / 2855
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Jun 15, 2022
Property Address	514 ANCHOR DR, MONETA, VA 24121
Document Number	0011852876
Book / Page	1185 / 2876
Map Reference	MB 7 PG 147-150
Instrument Date	Jun 15, 2022
Instrument	220004689
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6404 WYNGATE DR, WEST SPRINGFIELD, VA 22152-2814

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 15, 2022
Property Address	514 ANCHOR DR, MONETA, VA 24121
Document Number	0011852854
Book / Page	1185 / 2854
Map Reference	MB 7 PG 147-150
Instrument Date	Jun 2, 2022
Instrument	220004687
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6404 WYNGATE DR, SPRINGFIELD, VA 22152-2814

Mortgage

Document Number	0220004688
Date	Jun 15, 2022
Instrument	220004688

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 514 Anchor Dr was $3,027.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,027.00	$704,100 Land $255,000 Building $449,100	$704,100 Land $255,000 Building $449,100
2023	$3,021.00	$495,400 (-) Land $250,000 Building $245,400	$495,400 (-) Land $250,000 Building $245,400
2022		$495,400 Land $250,000 Building $245,400	$495,400 Land $250,000 Building $245,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 514 Anchor Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Anchor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Anchor Dr

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