522 Anchor Dr, Moneta, VA 24121 Property Records

Franklin County property record for 522 Anchor Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,282 sqft · built 1979
Lot Size	0.644 acres (28,053 sqft)
Owner	Individual Name on Record
Last Sale	$849,900 (Oct 2015)
Tax Bill	$4,634 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031 03-035 00`

Property Details

APN / Parcel Number

Primary APN	`031 03-035 00`
Alternative APN	`7715`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,282 sqft Living Area
Gross Area	4,574 sqft
1st Floor Area	1,974 sqft
Basement Area	1,974 sqft
Finished Basement	1,974 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2004
Exterior Material	EIFS / Synthetic Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,053 sqft (0.644 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	880 sqft
Deck Area	120 sqft
Balcony Area	32 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7715
Street Address	522 ANCHOR DR
City	MONETA
State	VA
Zip	24121-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATER FRONT LOT 33A SECTION 2
Legal Subdivision	THE WATER FRON
Legal Lot Number	33A
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1008
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 ANCHOR DR, MONETA, VA 24121-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit RIDGE VIEW LPO
Oct 27, 2020	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2015 · Amount on Record
Deed Sale	Oct 23, 2015 · Amount on Record
Deed Document Number	20156594
Deed Book / Page	1068 / 2882
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	522 ANCHOR DR, MONETA, VA 24121-2309
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 SYLVAN RD SE, ROANOKE, VA 24014-2510

Mortgage

Document Number	0012002634
Date	Jul 5, 2023
Book Page	1200/2634
Instrument	230003745

Lender

Name	RIDGE VIEW LPO
Type	Bank
Address	ROANOKE, VA 24011

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	522 ANCHOR DR, MONETA, VA 24121-2309
Document Number	0011493130
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 ANCHOR DR MONETA VA 241212309, MONETA, VA 24121-2309

Mortgage

Document Number	0011493130
Date	Oct 30, 2020
Book Page	001149/003130
Instrument	8574

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.13%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,634.00 (-4.51%)	$1,077,700 (+35.46%) Land $290,000 Building $787,700	$1,077,700 (+35.46%) Land $290,000 Building $787,700
2023	$4,853.00	$795,600 (-) Land $265,000 Building $530,600	$795,600 (-) Land $265,000 Building $530,600
2022		$795,600 Land $265,000 Building $530,600	$795,600 Land $265,000 Building $530,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Anchor Dr

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