478 Anchor Dr, Moneta, VA 24121 Property Records

Franklin County property record for 478 Anchor Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,286 sqft · built 1985
Lot Size	0.715 acres (31,145 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,900 (Jan 2026)
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Jan 2026 Sale Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031 03-016 00`

Property Details

APN / Parcel Number

Primary APN	`031 03-016 00`
Alternative APN	`7696`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	2,286 sqft Living Area
Gross Area	4,868 sqft
1st Floor Area	1,656 sqft
Basement Area	1,134 sqft
Finished Basement	1,134 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,145 sqft (0.715 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	180 sqft
Patio Area	1,122 sqft
Balcony Area	72 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7696
Street Address	478 ANCHOR DR
City	MONETA
State	VA
Zip	24121-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATER FRONT LOT 14 SECTION 2
Legal Subdivision	THE WATER FRON
Legal Lot Number	14
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1008
Census Tract	20104

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 FOREST LAKE DR, JACKSON SPRINGS, NC 27281-9745
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO
Aug 11, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	202667
Deed Book / Page	1239 / 491
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 5, 2026
Property Address	478 ANCHOR DR, MONETA, VA 24121-2307
Document Number	0012390491
Book / Page	1239 / 491
Instrument Date	Dec 19, 2025
Instrument	260000067
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 FOREST LAKE DR, JACKSON SPRINGS, NC 27281-9745

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 11, 2017
Property Address	478 ANCHOR DR, MONETA, VA 24121-2307
Document Number	0010961387
Book / Page	001096 / 001387
Instrument Date	Aug 11, 2017
Instrument	4989
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$549.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6450 E DONNAGAIL DR PENN LAIRD VA 228469715, PENN LAIRD, VA 22846-9715

Mortgage

Document Number	10961390
Date	Aug 11, 2017
Book Page	001096/001390
Instrument	4990

Lender

Name	UNION BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,190.00 (-5.82%)	$726,500 (+30.81%) Land $190,000 Building $536,500	$726,500 (+30.81%) Land $190,000 Building $536,500
2023	$3,387.00	$555,400 (-) Land $185,000 Building $370,400	$555,400 (-) Land $185,000 Building $370,400
2022		$555,400 Land $185,000 Building $370,400	$555,400 Land $185,000 Building $370,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Anchor Dr

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