Kenton County property record for 5139 Christopher Dr, Independence, KY 41051 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,075 sqft · built 1998 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,780 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-40-01-015.50 |
| Primary APN | 032-40-01-015.50 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,075 sqft Finished Area |
| Gross Area | 1,475 sqft |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0324001015.50 |
|---|---|
| Street Address | 5139 CHRISTOPHER DR |
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDEPENDENCE RIDGE SEC 3 LOT 50 |
| Legal Subdivision | INDEPENDENCE RIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 50 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 63610 |
Source: Kenton County records · APN 032-40-01-015.50
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5139 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2017 | Deed of Trust, Mortgage · Line of Credit CALIBER HM LOANS |
| May 01, 2017 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 1999 |
| Deed Sale | Feb 03, 1999 |
| Deed Document Number | 0000463213 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 5139 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9212 |
| Document Number | 0000000187 |
| Book / Page | 0I3940 / 000094 |
| Instrument Date | May 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 826 PINEHURST DR EDGEWOOD KY 410179642, EDGEWOOD, KY 41017-9642 |
| Document Number | 0000000187 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 0I3940/000094 |
| Instrument | 187 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 16, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 5139 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9212 |
| Document Number | 0000000603 |
| Book / Page | 0I3940 / 000038 |
| Instrument Date | May 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2017 |
| Name | Verified Name |
|---|---|
| Address | 5139 CHRISTOPHER DR INDEPENDENCE KY 410519212, INDEPENDENCE, KY 41051-9212 |
| Document Number | 0000000603 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 0I3940/000038 |
| Instrument | 603 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 15, 2037 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,780.00 (+45.9%) Homeowner's exemption | $202,200 (+41.3%) Land $35,000 Building $167,200 | $202,200 (+41.3%) Land $35,000 Building $167,200 |
| 2023 | $1,220.00 Homeowner's exemption | $143,100 Land $30,000 Building $113,100 | $143,100 Land $30,000 Building $113,100 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170636101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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