Kenton County property record for 5130 Christopher Dr, Independence, KY 41051 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 978 sqft · built 2000 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jan 2023) |
| Tax Bill | $2,674 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Dec 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-40-01-015.22 |
| Primary APN | 032-40-01-015.22 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 978 sqft Finished Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 5130 CHRISTOPHER DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDEPENDENCE RIDGE SEC 3 LOT 22 |
| Legal Subdivision | INDEPENDENCE RIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 63610 |
Source: Kenton County records · APN 032-40-01-015.22
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5130 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU |
| Dec 11, 2019 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2023 · Amount on Record |
| Deed Sale | Jan 31, 2023 · Amount on Record |
| Prior Sale | Aug 02, 2016 · Amount on Record |
| Deed Document Number | 20236 |
| Deed Book / Page | 211 / 412 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 31, 2023 |
| Property Address | 5130 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Document Number | 0005900006 |
| Book / Page | KC 211 / 412 |
| Map Reference | SL 245-A |
| Instrument Date | Jan 27, 2023 |
| Instrument | 23013105900006 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5130 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Name | Verified Name |
|---|---|
| Address | 5130 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Document Number | 0005900007 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 23013105900007 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Feb 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year T-Bill |
| Max Rate | 11.3% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 5130 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Document Number | 0000000068 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5130 CHRISTOPHER DR INDEPENDENCE KY 410519214, INDEPENDENCE, KY 41051-9214 |
| Document Number | 0000000068 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 000006/000575 |
| Instrument | 68 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 09, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,674.00 (+0.91%) | $230,000 (+9.52%) Land $35,000 Building $195,000 | $230,000 (+9.52%) Land $35,000 Building $195,000 |
| 2023 | $2,650.00 | $210,000 Land $30,000 Building $180,000 | $210,000 Land $30,000 Building $180,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures