Kenton County property record for 5144 Christopher Dr, Independence, KY 41051 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,320 sqft Finished Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $176,500 (2019) |
| Tax Bill | $2,577.00 (2025) |
| Primary APN | 032-40-01-015.18 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,320 sqft Finished Area |
| Gross Area | 1,966 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0324001015.18 |
|---|---|
| Street Address | 5144 CHRISTOPHER DR |
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9214 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDEPENDENCE RIDGE SEC 3 LOT 18 |
| Legal Subdivision | INDEPENDENCE RIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 63610 |
Source: Kenton County records · APN 032-40-01-015.18
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5144 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 02, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) STOCKTON MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2019 · Amount on Record |
| Deed Sale | Oct 02, 2019 · Amount on Record |
| Prior Sale | Sep 17, 2008 · Amount on Record |
| Deed Doc Number | 0000433876 |
| Deed Book / Page | 4338 / 76 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 5144 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900174 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 319/124 |
| Instrument | 21122905900174 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 02, 2019 |
| Property Address | 5144 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Document Number | 0000000181 |
| Book / Page | 0I4338 / 000076 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 181 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 5144 CHRISTOPHER DR INDEPENDENCE KY 410519214, INDEPENDENCE, KY 41051-9214 |
| Document Number | 182 |
|---|---|
| Date | Oct 02, 2019 |
| Book Page | 0I4338/000080 |
| Instrument | 182 |
| Name | STOCKTON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,577.00 (+15.72%) | $221,600 (+25.55%) Land $35,000 Building $186,600 | $221,600 (+25.55%) Land $35,000 Building $186,600 |
| 2023 | $2,227.00 | $176,500 Land $30,000 Building $146,500 | $176,500 Land $30,000 Building $146,500 |
5144 Christopher Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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